284 Ridgemont Rd, Grosse Pointe Farms, MI 48236 Property Records

Wayne County property record for 284 Ridgemont Rd, Grosse Pointe Farms, MI 48236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,114 sqft · built 1948
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Mar 2023)
Tax Bill$9,633 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38 006 01 0258 000

Property Details

APN / Parcel Number

Primary APN38 006 01 0258 000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,114 sqft Living Area
1st Floor Area1,155 sqft
Upper Floors Area922 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions148 ft deep x 50 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address284 RIDGEMONT RD
CityGROSSE POINTE FARMS
StateMI
Zip48236-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFMS258 LOT 258 ASSESSORS GROSSE POINTE FARMS PLAT NO. 5 PC 404 L66 P100 WCR
Legal SubdivisionGROSSE POINTE
Legal Lot Number258
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE POINTE FARMS
Census Block Group1
Census Block1003
Census Tract550700

Owner

284 Ridgemont Rd is owned and occupied by two individuals who acquired it in April 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 15, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Aug 22, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2023 · Amount on File
Deed SaleMar 27, 2023 · Amount on File
Prior SaleMay 15, 2019 · Amount on File
Deed Document Number202357695
Deed Book / Page58138 / 61
Last Transfer DateApr 25, 2025
Transfer Doc0595291012
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMar 27, 2023
Property Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132
Document Number0581380061
Book / Page58138 / 61
Map ReferenceLB 66 PG 100
Instrument DateMar 24, 2023
Instrument2023057695
Transaction TypeTransfer
Record UpdatedApr 14, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132

Mortgage

Document Number0005813863
DateMar 27, 2023
Instrument58138/63
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2043

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMay 15, 2019
Property Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132
Document Number0550481022
Book / Page055048 / 001022
Instrument DateApr 24, 2019
Instrument168333
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 EDGEMERE RD GROSSE POINTE FARMS MI 482363708, GROSSE POINTE FARMS, MI 48236-3708

Mortgage

Document Number550120647
DateMay 15, 2019
Book Page055012/000647
Instrument150090
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 14, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateAug 22, 2017
Property Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132
Document Number0538991091
Book / Page53899 / 1091
Map ReferenceLB66 PG100
Instrument DateAug 18, 2017
Instrument2017281943
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
Tax$2,967.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address284 RIDGEMONT RD, 284, GROSSE POINTE FARMS, MI 48236-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3132

Tax Assessment & Valuation

The 2025 property tax bill for 284 Ridgemont Rd was $9,633 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityGrosse Pointe Farms City
Unified School DistrictGrosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,200 (+15.96%)$434,400 (+15.96%)
2025$9,633.00 Homeowner's exemption$187,300$374,600
2023$159,700$319,400
2021$6,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 284 Ridgemont Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimApr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Ridgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROSSE POINTE FARMS
serves 9,757 people · EPA ID MI0002890
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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