San Diego County property record for 285 Reef Point Way, Unit 1, Oceanside, CA 92058
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,005 sqft · built 2006 |
| Lot Size | 5.41 acres (235,809 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jul 2021) |
| Tax Bill | $5,412 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-051-19-15 |
| Primary APN | 158-051-19-15 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,005 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 235,809 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 285 REEF POINT WAY, 1 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0843 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C-H |
| Legal Description | LOT 1 US 15PER DOC05-975345&UND INT IN BLDG ENVELOPE 3 IN TR 015171 |
| Legal Subdivision | PELICAN COVE |
| Legal Tract | 015171 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 18622 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 REEF POINT WAY, 1, OCEANSIDE, CA 92058-0843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2010 · Amount on Record |
| Deed Document Number | 2021501865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 285 REEF POINT WAY UNIT 1, 1, OCEANSIDE, CA 92058-0843 |
| Document Number | 0000501865 |
| Map Reference | MAP 15171 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-0501865 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 REEF POINT WAY UNIT 1, 1, OCEANSIDE, CA 92058-0843 |
| Document Number | 0000501866 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0501866 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $497,915 (+2%) Land $217,834 Building $280,081 | |
| 2025 | $5,412.00 (+5.25%) Homeowner's exemption | $488,153 (+4.04%) Land $213,563 Building $274,590 |
| 2023 | $5,142.00 (+1.56%) Homeowner's exemption | $469,199 Land $205,271 Building $263,928 |
| 2022 | $5,063.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 33 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, FiberFirst, Frontier, GeoLinks, T-Mobile, Verizon.
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