285 Peninsula Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 285 Peninsula Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	2,110 sqft · built 2020
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,899 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000066892`

Property Details

APN / Parcel Number

Primary APN	`R000066892`
Alternative APN	`R.6755.01740.00.0`

Interior

Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	873 sqft

Location & Zoning

Account Number	R.6755.01740.00.0
Street Address	285 PENINSULA DR
City	BLUFF DALE
State	TX
Zip	76433-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6755 MOUNTAIN LAKES, SECTION ONE, TRACT 174
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	174
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1097
Census Tract	950100

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 16, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF GRANBURY
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRANBURY
Mar 24, 2020	Warranty Deed, Transfer TOWN SQUARE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Recording Date	Apr 2, 2026
Property Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417
Document Number	0000001807
Instrument Date	Mar 24, 2026
Instrument	20261807
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417

Mortgage

Document Number	0000001807,
Date	Apr 2, 2026
Instrument	20261807

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002048
Date	Apr 16, 2020
Instrument	2020-02048

Lender

Name	FIRST NATIONAL BANK OF GRANBURY
Type	Bank
Address	GRANBURY, TX 76049

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202008242
Date	Dec 29, 2020
Instrument	2020-08242

Lender

Name	FIRST NATIONAL BANK OF GRANBURY
Type	Bank
Address	GRANBURY, TX 76049

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Mar 24, 2020
Property Address	285 PENINSULA DR, BLUFF DALE, TX 76433-4417
Document Number	0202001654
Map Reference	CAB A SL 307&308
Instrument Date	Mar 20, 2020
Instrument	2020-01654
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	TOWN SQUARE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 94, TOLAR, TX 76476-0094

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,899.00 (+42.76%)	$480,680 (-12.19%) Land $35,350 Building $445,330	$480,680 (-12.19%) Land $35,350 Building $445,330
2025	$4,132.00 (+12.77%) Homeowner's exemption	$547,430 (+19.63%) Land $31,310 Building $516,120	$547,430 (+19.63%) Land $31,310 Building $516,120
2023	$3,664.00 (-16.5%) Homeowner's exemption	$457,590 Land $30,300 Building $427,290	$457,590 Land $30,300 Building $427,290
2022	$4,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Lipan Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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