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285 Payne St, Unit 4A, Miramar Beach, FL 32550 Property Records

Walton County property record for 285 Payne St, Unit 4A, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.011 acres (482 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Sep 2026)
Tax Bill$2,416 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN30-2S-21-42863-000-004A

Property Details

APN / Parcel Number

Primary APN30-2S-21-42863-000-004A
Alternative APNs
  • 30-221-42863-000-004A
  • 1068991

Interior

Units61 Units

Exterior

Architectural StyleCondo/Apartment
Lot Area482 sqft (0.011 acres)

Location & Zoning

Street Address285 PAYNE ST, 4A
CityMIRAMAR BEACH
StateFL
Zip32550-6848
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRP
Legal DescriptionUNIT 4A CRYSTAL VILLAGE II PH 1 CONDO OR 1538-174 OR 1763-12 OR 1943-361 OR 1971-143 OR 2610-2752 OR 2790-446 OR 2811-1891 OR 2990-2873 OR 3117-4364
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionCRYSTAL VILLAGE
Legal Phase1
Legal Lot Number4A
Legal Unit4A
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2005
Census Tract950608

Owner

285 Payne St, Unit 4A is owned by an individual who bought it in September 2026.

Source: Walton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4N460 MEREDITH RD, MAPLE PARK, IL 60151-8309
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Sep 13, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on File
Deed SaleSep 30, 2026 · Amount on File
Prior SaleSep 21, 2015 · Amount on File
Deed Document Number202640449
Deed Book / Page3414 / 3599
Prior Transfer DateSep 13, 2019
Prior Transfer Doc0031174364
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 30, 2026
Property Address285 PAYNE ST, 4A, MIRAMAR BEACH, FL 32550-6848
Document Number0000040449
Book / Page3414 / 3599
Instrument DateSep 30, 2026
Instrument202640449
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount on Record
Tax$261,590.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4N460 MEREDITH RD, MAPLE PARK, IL 60151-8309

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateSep 13, 2019
Property Address285 PAYNE ST UNIT 4A, 4A, MIRAMAR BEACH, FL 32550-6848
Document Number0031174364
Book / Page003117 / 004364
Instrument DateSep 13, 2019
Instrument31730
Transaction TypeTransfer
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 MORNING STAR CIR PETAL MS 394659263, PETAL, MS 39465-9263

Tax Assessment & Valuation

The 2025 property tax bill for 285 Payne St, Unit 4A was $2,416, down 0.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,416.00 (-0.25%)$302,316 Building $302,316$302,316 Building $302,316
2024$2,422.00 (+4.67%)
2023$2,314.00 (+15.87%)$322,140 (+25%) Building $322,140$322,140 (+25%) Building $322,140
2022$1,997.00$257,712 Building $257,712$257,712 Building $257,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Payne St, Unit 4A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Payne St, Unit 4A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Wildstar Networks.

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