285 Payne St, Unit 3A, Miramar Beach, FL 32550 Property Records

Walton County property record for 285 Payne St, Unit 3A, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.011 acres (483 sqft)
Owner2 Company Names on File
Last Sale$124,000 (Jul 2003)
Tax Bill$2,416 (2025)
Flood ZoneZone X (minimal risk)
APN30-2S-21-42863-000-003A

Property Details

APN / Parcel Number

Primary APN30-2S-21-42863-000-003A
Alternative APNs
  • 30-221-42863-000-003A
  • 1068989

Interior

Units61 Units

Exterior

Architectural StyleCondo/Apartment
Lot Area483 sqft (0.011 acres)

Location & Zoning

Street Address285 PAYNE ST, 3A
CityMIRAMAR BEACH
StateFL
Zip32550-6848
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3A CRYSTAL VILLAGE II CONDO PH 1 OR 1530-194 OR 2523-750 OR 3038-4103
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionCRYSTAL VILLAGE II CONDO PH 1
Legal Phase1
Legal Lot Number3A
Legal Unit3A
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2005
Census Tract950608

Owner

285 Payne St, Unit 3A is owned by a company that acquired it in April 2017.

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address2816 BRENTWOOD KNOLL CT, NASHVILLE, TN 37211-7518
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2003 · Amount on File
Deed SaleJul 24, 2003 · Amount on File
Deed Document Number2003772610
Deed Book / Page2523 / 750
Last Transfer DateApr 7, 2017
Transfer Doc0030384103
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 285 Payne St, Unit 3A was $2,416, down 0.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,416.00 (-0.25%)$302,316 Building $302,316$302,316 Building $302,316
2024$2,422.00 (+4.67%)
2023$2,314.00 (+15.87%)$322,140 (+25%) Building $322,140$322,140 (+25%) Building $322,140
2022$1,997.00$257,712 Building $257,712$257,712 Building $257,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Payne St, Unit 3A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Payne St, Unit 3A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Wildstar Networks.

Nearby Properties on Payne St

Nearby Streets

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