Cabarrus County property record for 285 Patrick Ave SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,910 sqft · built 1999 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Mar 2001) |
| Tax Bill | $2,359 (2023) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01006C0027.000000 |
| Primary APN | 01006C0027.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 230 ft deep x 71 ft wide |
| Garage Type | Mixed |
| Garage Area | 472 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 27 sqft |
| Deck Area | 226 sqft |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7886 |
|---|---|
| Street Address | 285 PATRICK AVE SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-7258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 27 KISER WOODS |
| Legal Subdivision | KISER WOODS |
| Legal Lot Number | 27 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 41503 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 PATRICK AVE SW, CONCORD, NC 28025-7258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2001 · Amount on Record |
| Deed Sale | Mar 21, 2001 · Amount on Record |
| Prior Sale | Feb 4, 2000 · Amount on Record |
| Deed Book / Page | 3157 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 285 PATRICK AVE SW, CONCORD, NC 28025-7258 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15566195 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 15566/195 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 285 PATRICK AVE SW, CONCORD, NC 28025-7258 |
| Document Number | 13281213 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 285 PATRICK AVE SW CONCORD NC 280257258, CONCORD, NC 28025-7258 |
| Document Number | 13281213 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 013281/000213 |
| Instrument | 29583 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 28, 2028 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,380 (+67.76%) Land $80,000 Building $244,380 | ||
| 2024 | $324,380 (+67.76%) Land $80,000 Building $244,380 | ||
| 2023 | $2,359.00 | $193,360 Land $41,000 Building $152,360 | $193,360 Land $41,000 Building $152,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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