Cabarrus County property record for 280 Patrick Ave SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,758 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Feb 2014) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01006C0043.000000 |
| Primary APN | 01006C0043.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 873 sqft |
| Upper Floors Area | 885 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 864 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 546 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 129858 |
|---|---|
| Street Address | 280 PATRICK AVE SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-7258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 43 KISER WOODS |
| Legal Subdivision | KISER WOODS |
| Legal Lot Number | 43 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 41503 |
Source: Cabarrus County assessment roll, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Apr 26, 2019 | Quit Claim Deed, Mortgage · Line of Credit GERMAN AMERICAN CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2014 · Amount on Record |
| Deed Sale | Feb 26, 2014 · Amount on Record |
| Prior Sale | Jul 19, 2006 · Amount on Record |
| Deed Book / Page | 10875 / 44 |
| Last Transfer Date | Apr 25, 2019 |
| Transfer Doc | 13476211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 280 PATRICK AVE SW, CONCORD, NC 28025-7258 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TTL CO DEFAULT T |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001598816 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 15988/16 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 9, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 26, 2019 |
| Property Address | 280 PATRICK AVE SW, CONCORD, NC 28025-7258 |
| Document Number | 13476211 |
| Book / Page | 013476 / 000211 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 9910 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Number | 13476246 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 013476/000246 |
| Instrument | 9911 |
| Name | GERMAN AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 25, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 (+41.96%) | $320,030 (+73.91%) Land $80,000 Building $240,030 | |
| 2024 | $320,030 (+73.91%) Land $80,000 Building $240,030 | ||
| 2023 | $2,245.00 | $184,020 Land $41,000 Building $143,020 | $184,020 Land $41,000 Building $143,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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