285 Obst Rd, Bulverde, TX 78163 Property Records

Comal County property record for 285 Obst Rd, Bulverde, TX 78163

Property Summary

Property Type	Commercial
Details	2 ba · 2,078 sqft · built 1968
Lot Size	95.3 acres (4,153,620 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (May 2016)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`78-0973-0040-01`

Property Details

APN / Parcel Number

Primary APN	`78-0973-0040-01`
Alternative APN	`83084`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,078 sqft Gross Area
1st Floor Area	1,190 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	4,153,620 sqft
View / Lot	Flood Plain

Exterior Amenities

Porch	Covered Porch
Porch Area	1,048 sqft
Deck Area	417 sqft
Patio Area	417 sqft
Shed	1 Shed
Shed Area	480 sqft
Stable	3,975 sqft
Storage Building	384 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	285 OBST RD
City	BULVERDE
State	TX
Zip	78163-2077
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A-973 SUR-191 J M RIVAS, ACRES 95.354
Legal Subdivision	A-973 SUR-191 J M RIVAS
Legal Block	2
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2019
Census Tract	310706

Owner

285 Obst Rd, a commercial property, is owned by two individuals who bought it in May 2016.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 OBST RD, BULVERDE, TX 78163-2077
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Oct 13, 2020	Grant Deed, Transfer CORRIDOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2016 · Amount on File
Deed Sale	May 10, 2016 · Amount on File
Prior Sale	Jul 16, 2010 · Amount on File
Deed Document Number	201618961
Prior Transfer Date	Jan 1, 2006
Prior Transfer Doc	0006019106
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	285 OBST RD, BULVERDE, TX 78163-2077
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006007614
Date	Feb 16, 2022
Instrument	202206007614

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	9.99%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COMAL TX
Recording Date	Oct 13, 2020
Property Address	285 OBST RD, BULVERDE, TX 78163-2077
Document Number	0006045098
Instrument Date	Oct 9, 2020
Instrument	6045098
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	CORRIDOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 285 Obst Rd was $7,122, down 3.3% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,260 (-1.88%) Land $286,790 Building $163,470	$2,212,860 (-0.41%) Land $2,049,390 Building $163,470
2025	$7,122.00 (-3.26%)	$458,900 Land $286,320 Building $172,580	$2,221,930 Land $2,049,350 Building $172,580
2024	$7,362.00
2023		$457,980 Land $292,500 Building $165,480	$2,255,810 Land $2,090,330 Building $165,480
2022	$7,014.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Obst Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Obst Rd is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GVTC.

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