285 Nicholson Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 285 Nicholson Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,868 sqft · built 2021
Owner	Individual Name on File
Last Sale	$324,900 (Sep 2021)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10B-5-N-4`

Property Details

APN / Parcel Number

Primary APN	`10B-5-N-4`
Alternative APN	`18471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,868 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18471
Old Parcel Number	10B-5-N-4
Street Address	285 NICHOLSON DR
City	COLONIAL BEACH
State	VA
Zip	22443-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EBB TIDE BEACH LOT 4 BK N SEC EDB 947 PG 1764 R/S
Legal Block	N
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3030
Census Tract	10300

Owner

285 Nicholson Dr is owned and occupied by an individual who bought it in September 2021.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	285 NICHOLSON DR, COLONIAL BEACH, VA 22443-5143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 19, 2020	Warranty Deed, Transfer REGIS TITLE LLC, RGS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	0009471764
Deed Book / Page	947 / 1764
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 20, 2021
Property Address	285 NICHOLSON DR, COLONIAL BEACH, VA 22443-5143
Document Number	0009471764
Instrument Date	Sep 16, 2021
Instrument	09471764
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 NICHOLSON DR, COLONIAL BEACH, VA 22443-5143

Mortgage

Document Number	0009471767
Date	Sep 20, 2021
Instrument	09471767

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 19, 2020
Property Address	285 NICHOLSON DR, COLONIAL BEACH, VA 22443-5143
Document Number	0009361440
Instrument Date	Oct 16, 2020
Instrument	09361440
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MONROE BAY AVE, COLONIAL BEACH, VA 22443-2522

Tax Assessment & Valuation

The 2025 property tax bill for 285 Nicholson Dr was $2,231.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00	$328,100 Land $18,500 Building $309,600	$328,100 Land $18,500 Building $309,600
2023	$2,034.00	$328,100 Land $18,500 Building $309,600	$328,100 Land $18,500 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Nicholson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Nicholson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nicholson Dr

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