Otsego County and Maryland Town property record for 285 McCarthy Rd, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $84,105 (2010) |
| Tax Bill | $3,510.00 (2025) |
| Primary APN | 363600 214.00-1-3.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,144 sqft Living Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Basement Garage |
| Porch Area | 900 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 275890 |
|---|---|
| Street Address | 285 MCCARTHY RD |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-4021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 989 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 3.010 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 214.00-1-3.10
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 MCCARTHY RD, SCHENEVUS, NY 12155-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2010 · Amount on Record |
| Deed Sale | Feb 23, 2010 · Amount on Record |
| Deed Book / Page | 2010 / 815 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 285 MCCARTHY RD, SCHENEVUS, NY 12155-4021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000053 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023-2053 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2043 |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,510.00 | $114,800 (-) Land $10,800 Building $104,000 | $161,987 (+18.53%) Land $15,239 Building $146,748 |
| 2023 | $114,800 Land $10,800 Building $104,000 | $136,667 Land $12,857 Building $123,810 |
285 McCarthy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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