265 McCarthy Rd, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 265 McCarthy Rd, Schenevus, NY 12155 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,512 sqft Living Area
Lot Size257,004 sqft (5.9 acres)
OccupancyOwner Occupied
Last Sale$99,900 (2020)
Tax Bill$3,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN363600 214.00-1-4.03
Alternative APNs
  • 360021400000010040030000
  • 206380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,512 sqft Living Area
1st Floor1,512 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModular Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area257,004 sqft (5.9 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area250 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number206380
Street Address265 MCCARTHY RD
CitySCHENEVUS
StateNY
Zip12155-4021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description995 0 0
Legal Block1
Legal Lot Number4.003
JurisdictionOTSEGO NY
Minor Civil DivisionMARYLAND
Census Blockgroup2
Census Block2015
Census Tract590701

Owner

Source: Otsego County and Maryland Town records · APN 363600 214.00-1-4.03

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address265 MCCARTHY RD, SCHENEVUS, NY 12155-4021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Deed Doc Number20201313
Record RefreshedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateMar 24, 2020
Property Address265 MCCARTHY RD, SCHENEVUS, NY 12155
Document Number0000001313
Instrument DateMar 09, 2020
Instrument1313
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyHILL-N-DALE ABSTRACTERS INC.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address13172 ORANGE BLVD WEST PALM BEACH FL 334122102, WEST PALM BEACH, FL 33412-2102

Mortgage

Document Number1314
DateMar 24, 2020
Instrument1314
Lender
NameWALDEN SVGS BK
TypeFederal Savings Bank (FSB)
AddressMONTGOMERY, NY 12549
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 23, 2050
Interest
Rate TypeAdjustable Rate
Rate5.75%

Tax Assessment & Valuation

Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionMaryland Town
Unified School DistrictSchenevus Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,307.00$108,100 (-) Land $19,500 Building $88,600$152,533 (+18.53%) Land $27,515 Building $125,018
2023$108,100 Land $19,500 Building $88,600$128,690 Land $23,214 Building $105,476

Flood & Wildfire

265 McCarthy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on McCarthy Rd

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