285 Maple Ave, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 285 Maple Ave, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1958
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Dec 2025)
Tax Bill	$9,636 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00476-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`08-00476-0000-00017`
Alternative APN	`080047600017`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	285 MAPLE AVE
City	SOMERSET
State	NJ
Zip	08873-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SOMERSET HILLS SEC 02
Legal Block	476
Legal Lot Number	17
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	53501

Owner

285 Maple Ave is owned and occupied by an individual who bought it in December 2025.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 23, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage PEAPACK PRIVATE BANK AND TRUST
Sep 18, 2020	Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	202536389
Deed Book / Page	7657 / 1033
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000043569
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MAPLE AVENUE, FRANKLIN, NJ 07416

Mortgage

Document Number	0000019094
Date	May 13, 2022
Book Page	7444/62
Instrument	2022019094

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 23, 2025
Property Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028
Document Number	0000036389
Book / Page	7657 / 1033
Instrument Date	Dec 16, 2025
Instrument	2025036389
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 WILLOW RUN, EAST STROUDSBURG, PA 18301-8591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028

Mortgage

Document Number	0000036390
Date	Dec 23, 2025
Instrument	2025036390

Lender

Name	PEAPACK PRIVATE BANK AND TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 18, 2020
Property Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028
Document Number	0000043569
Book / Page	7250 / 728
Instrument Date	Aug 31, 2020
Instrument	2020043569
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 FOREST DR, 3412, SAYLORSBURG, PA 18353-7896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MAPLE AVE, SOMERSET, NJ 08873-1028

Mortgage

Document Number	0000043570
Date	Sep 18, 2020
Instrument	2020043570

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 285 Maple Ave was $9,636, up 5.8% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,100 (+9.02%) Land $383,900 Building $220,200	$604,100 (+9.02%) Land $383,900 Building $220,200
2025	$9,636.00 (+5.77%)	$554,100 Land $333,900 Building $220,200	$554,100 Land $333,900 Building $220,200
2024	$9,110.00
2023		$464,200 Land $297,000 Building $167,200	$464,200 Land $297,000 Building $167,200
2022	$8,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Maple Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Maple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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