281 Maple Ave, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 281 Maple Ave, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,972 sqft · built 1963
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Sep 2021)
Tax Bill	$9,491 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00476-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`08-00476-0000-00018`
Alternative APN	`080047600018`

Interior

Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	281 MAPLE AVE
City	SOMERSET
State	NJ
Zip	08873-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	OAK HILL ESTATES
Legal Block	476
Legal Lot Number	18
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	53501

Owner

Source: Somerset County and Franklin Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 4, 2019	Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC
Oct 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	202158302
Deed Book / Page	7387 / 1509
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000038552
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 29, 2021
Property Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028
Document Number	0000058302
Book / Page	7387 / 1509
Instrument Date	Sep 3, 2021
Instrument	2021058302
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	KTL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 COTTAGE ST, 81, BAYONNE, NJ 07002-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028

Mortgage

Document Number	0000058303
Date	Sep 29, 2021
Instrument	2021058303

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 4, 2019
Property Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028
Document Number	0000000439
Book / Page	7092 / 3412
Map Reference	MAP 682
Instrument Date	Dec 4, 2018
Instrument	2019000439
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028

Mortgage

Document Number	0000000440
Date	Jan 4, 2019
Instrument	2019000440

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 11, 2018
Property Address	281 MAPLE AVE, SOMERSET, NJ 08873-1028
Document Number	0000038552
Book / Page	007076 / 003332
Instrument Date	Aug 30, 2018
Instrument	38552
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$373.89
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	481 FREDERICA ST OWENSBORO KY 42301, OWENSBORO, KY 42301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,800 (+9.16%) Land $373,500 Building $222,300	$595,800 (+9.16%) Land $373,500 Building $222,300
2025	$9,491.00 (+9.77%)	$545,800 (+22.98%) Land $323,500 Building $222,300	$545,800 (+22.98%) Land $323,500 Building $222,300
2024	$8,646.00 (+5.07%)
2023		$443,800 Land $291,700 Building $152,100	$443,800 Land $291,700 Building $152,100
2022	$8,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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