285 Lake Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 285 Lake Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 512 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Jan 2022)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0012 B:000004`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0012 B:000004`
Alternative APN	`ABHM M:0012 B:000004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	512 sqft Living Area
Gross Area	1,074 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	285 LAKE RD
City	ASHBURNHAM
State	MA
Zip	01430-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4037
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Jan 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
Jun 18, 2021	Quit Claim Deed, Transfer
Jun 21, 2019	Executor's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Book / Page	10231 / 233
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011140-97
Date	Jan 13, 2026
Book Page	11140/97
Instrument	488

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2045

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jan 7, 2022
Property Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027
Document Number	010231-233
Book / Page	10231 / 233
Instrument Date	Jan 7, 2022
Instrument	548
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027

Mortgage

Document Number	0000000549
Date	Jan 7, 2022
Instrument	549

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 18, 2021
Property Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027
Document Number	010012-367
Book / Page	10012 / 367
Instrument Date	Jun 16, 2021
Instrument	13224
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RADFORD RD, PRINCETON, MA 01541-1806

June 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 21, 2019
Property Address	285 LAKE RD, ASHBURNHAM, MA 01430-1027
Document Number	9351-325
Book / Page	009351 / 000325
Instrument Date	Jun 19, 2019
Instrument	10030
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$266.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 LAKE RD ASHBURNHAM MA 014301027, ASHBURNHAM, MA 01430-1027

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (+0.06%)	$120,200 (+6%) Land $41,800 Building $78,400	$251,655 (+8.26%)
2024	$1,786.00 (-1.16%)	$113,400 (+3.85%) Land $41,800 Building $71,600	$232,465
2023	$1,807.00	$109,200 Land $41,800 Building $67,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures