Okaloosa County property record for 285 Harbor Blvd, Destin, FL 32541
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Details | 4,768 sqft · built 1965 |
| Lot Size | 1.14 acres (49,830 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $3,125,000 (Dec 2009) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4416-6 |
| Primary APN | C56-000-589-4416-6 |
|---|---|
| Alternative APN |
|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,768 sqft |
| 1st Floor Area | 4,600 sqft |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 49,830 sqft (1.14 acres) |
| Lot Width | 200 ft Width |
| Porch | Porch |
| Porch Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 285 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-7325 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Legal Description | CALHOUN S/D DESTIN LOTS 123 TO 126 INC BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | B |
| Legal Lot Number | 123-126 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4200 INDIAN BAYOU TRL, DESTIN, FL 32541-4305 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2009 · Amount on Record |
| Deed Sale | Dec 31, 2009 · Amount on Record |
| Deed Document Number | 0002919246 |
| Deed Book / Page | 2919 / 246 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $1,269,882 (+6.28%) Land $1,225,224 Building $44,658 | $1,269,882 (+6.28%) Land $1,225,224 Building $44,658 |
| 2023 | Additional exemption filed | $1,194,830 Land $1,155,000 Building $39,830 | $1,194,830 Land $1,155,000 Building $39,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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