Okaloosa County property record for 232 Harbor Blvd, Unit 7, Destin, FL 32541
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 2.5 ba · 2,492 sqft · built 1992 |
| Lot Size | 0.019 acres (863 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,389 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6703-5 |
| Primary APN | C56-000-589-6703-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 3 Stories |
| Building Area | 2,492 sqft Total Area |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 1,408 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 863 sqft (0.019 acres) |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 232 HARBOR BLVD UNIT 7, 7 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-7400 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | DESTIN RENAISSANCE LOT 4 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTIN RENAISSANCE |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
232 Harbor Blvd, Unit 7 is owned by an individual who acquired it in December 2014.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1735 INDIAN CREEK DR, VESTAVIA, AL 35243-1745 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2014 |
| Deed Sale | Dec 2, 2014 |
| Prior Sale | Sep 8, 2005 · Amount on File |
| Deed Document Number | 0031772044 |
| Deed Book / Page | 2656 / 1379 |
| Prior Transfer Date | Oct 3, 2005 |
| Prior Transfer Doc | 2266932 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 232 Harbor Blvd, Unit 7 was $3,389.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,389.00 | $318,058 Land $114,269 Building $203,789 | $318,058 Land $114,269 Building $203,789 |
| 2023 | $2,770.00 (+4.92%) | $252,319 (+2.17%) Land $107,719 Building $144,600 | $252,319 (+2.17%) Land $107,719 Building $144,600 |
| 2022 | $2,640.00 | $246,968 Land $102,589 Building $144,379 | $246,968 Land $102,589 Building $144,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Harbor Blvd, Unit 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 232 Harbor Blvd, Unit 7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: LiveOak Fiber, T-Mobile, Verizon.
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