285 Exeter Ln, Sugar Grove, IL 60554 Property Records

Kane County property record for 285 Exeter Ln, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,610 sqft · built 2001
Lot Size	0.217 acres (9,441 sqft)
Owner	Individual Name on Record
Last Sale	$457,000 (Feb 2025)
Tax Bill	$10,469 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-156-003`

Property Details

APN / Parcel Number

Primary APN	`14-15-156-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	4,397 sqft
Basement Area	1,283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	9,441 sqft (0.217 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 EXETER LN
City	SUGAR GROVE
State	IL
Zip	60554-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 OF WINDSOR POINTE - LOT 106
Legal Subdivision	WINDSOR POINTE
Legal Block	3
Legal Lot Number	106
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3022
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2704 FLAGSTONE CIR, NAPERVILLE, IL 60564-9480
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20255905
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0000009846
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	285 EXETER LN, SUGAR GROVE, IL 60554-9470
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005925
Date	Feb 27, 2023
Instrument	2023K005925

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	285 EXETER LN, SUGAR GROVE, IL 60554-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012683
Date	Mar 20, 2018
Instrument	2018K012683

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	285 EXETER LN, SUGAR GROVE, IL 60554-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051841
Date	Sep 10, 2020
Instrument	2020K051841

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate	3%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2018
Property Address	285 EXETER LN, SUGAR GROVE, IL 60554-9470
Document Number	0000041648
Map Reference	DOC2000K26552
Instrument Date	Aug 13, 2018
Instrument	2018K041648
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8728 MOBILE AVE # 3E, 3E, OAK LAWN, IL 60453-1159

Mortgage

Document Number	0000041649
Date	Aug 24, 2018
Instrument	2018K041649

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 22, 2017
Property Address	285 EXETER LN, SUGAR GROVE, IL 60554-9470
Document Number	0000009846
Instrument Date	Feb 10, 2017
Instrument	9846
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 605 SUGAR GROVE IL 605540605, SUGAR GROVE, IL 60554-0605

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,469.00 (+9.99%)	$138,530 (+7.83%) Land $29,631 Building $108,899	$415,756 (+7.83%) Land $88,929 Building $326,828
2024		$128,470 (+20.11%) Land $27,479 Building $100,991	$385,564 (+20.15%) Land $82,470 Building $303,094
2022	$9,518.00 (+3.78%) Homeowner's exemption	$106,964 (+5.08%) Land $22,879 Building $84,085	$320,892 (+5.08%) Land $68,637 Building $252,255
2021	$9,171.00 Homeowner's exemption	$101,793 Land $21,773 Building $80,020	$305,379 Land $65,319 Building $240,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Watch TV, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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