282 Exeter Ln, Sugar Grove, IL 60554 Property Records

Kane County property record for 282 Exeter Ln, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,406 sqft · built 2002
Lot Size	0.202 acres (8,803 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Jan 2002)
Tax Bill	$9,898 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-153-018`

Property Details

APN / Parcel Number

Primary APN	`14-15-153-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
Gross Area	4,143 sqft
Basement Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	8,803 sqft (0.202 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	282 EXETER LN
City	SUGAR GROVE
State	IL
Zip	60554-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	143 INTE
Legal Subdivision	WINDSOR POINTE
Legal Block	3
Legal Lot Number	143
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3037
Census Tract	854504

Owner

Source: Kane County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	282 EXETER LN, SUGAR GROVE, IL 60554-9469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 7, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2002 · Amount on Record
Deed Sale	Jan 28, 2002 · Amount on Record
Deed Document Number	200214362
Last Transfer Date	Apr 7, 2009
Transfer Doc	0000030894
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 3, 2026
Property Address	282 EXETER LN, SUGAR GROVE, IL 60554-9469
Document Number	0000038256
Instrument Date	Aug 24, 2026
Instrument	202638256
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 EXETER LN, SUGAR GROVE, IL 60554-9469

Mortgage

Document Number	0000038256,
Date	Sep 3, 2026
Instrument	202638256

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	282 EXETER LN, SUGAR GROVE, IL 60554-9469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061230
Date	Oct 14, 2020
Instrument	2020K061230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	282 EXETER LN, SUGAR GROVE, IL 60554-9469
Document Number	0000013079
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 EXETER LN SUGAR GROVE IL 605549469, SUGAR GROVE, IL 60554-9469

Mortgage

Document Number	0000013079
Date	Mar 22, 2018
Instrument	13079

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,898.00 (+12.85%) Homeowner's exemption	$131,410 (+10.47%) Land $31,126 Building $100,284	$394,388 (+10.47%) Land $93,415 Building $300,972
2024		$118,957 (+20.11%) Land $28,866 Building $90,091	$357,014 (+20.15%) Land $86,633 Building $270,381
2022	$8,771.00 (+3.8%) Homeowner's exemption	$99,044 (+5.08%) Land $24,034 Building $75,010	$297,132 (+5.08%) Land $72,102 Building $225,030
2021	$8,450.00 Homeowner's exemption	$94,256 Land $22,872 Building $71,384	$282,768 Land $68,616 Building $214,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Watch TV, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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