285 Elm St, Cumming, GA 30040 Property Records

Forsyth County property record for 285 Elm St, Cumming, GA 30040

Property Summary

Property TypeCommercial
Details1 bd · 5.75 ba · 19,413 sqft · built 2000
Lot Size1.61 acres (70,567 sqft)
OwnerCompany Name on File
Tax Bill$28,822 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC15-000-061

Property Details

APN / Parcel Number

Primary APNC15-000-061
Alternative APNs
  • 000000070118
  • 0000157134
  • C15 061

Interior

Bedrooms1 Bed
Full Baths5.75 Baths
Half Baths1 Half Bath
Units10 Units
Stories2 Stories
Building Area19,413 sqft Gross Area
1st Floor Area6,643 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area70,567 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number0000157134
Street Address285 ELM ST
CityCUMMING
StateGA
Zip30040-8233
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeOP
Legal Description3-1 1197 TRACT 2 OFF C14-060----1998
Legal SubdivisionTRIBBLE GAP BUS DIS
Legal Tract2
Legal Block1
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group1
Census Block1016
Census Tract130409

Owner

285 Elm St, a commercial property, is owned by a company.

Source: Forsyth County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address3292 THOMPSON BRIDGE RD, GAINESVILLE, GA 30506-1561
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFORSYTH GA
Property Address285 ELM ST, CUMMING, GA 30040-8233
Document Number0082880273
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0082880273
DateAug 8, 2017
Book Page008288/000273
Lender
NameSUNTRUST BK
TypeBank
AddressATLANTA, GA 30346
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 285 Elm St was $28,822.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
MunicipalityCumming City
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,822.00$1,175,369 Land $139,968 Building $1,035,401$2,938,422 Land $349,920 Building $2,588,502
2024$28,822.00 (-7.85%)
2023$31,276.00 (+12.1%)$1,270,669 (+21.21%) Land $128,432 Building $1,142,237$3,176,673 (+21.21%) Land $321,080 Building $2,855,593
2022$27,899.00$1,048,302 Land $128,432 Building $919,870$2,620,755 Land $321,080 Building $2,299,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Elm St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMMING
serves 58,661 people · EPA ID GA1170000
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Elm St

Nearby Streets

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