230 Elm St, Cumming, GA 30040 Property Records

Forsyth County property record for 230 Elm St, Cumming, GA 30040

Property Summary

Property Type	Commercial
Details	14,520 sqft · built 2003
Lot Size	1.26 acres (55,321 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (Jul 2021)
Tax Bill	$30,383 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C15-000-064`

Property Details

APN / Parcel Number

Primary APN	`C15-000-064`
Alternative APNs	`0000138969` `C15 064`

Interior

Units	10 Units
Building Area	14,520 sqft Gross Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	55,321 sqft

Location & Zoning

Account Number	0000138969
Street Address	230 ELM ST
City	CUMMING
State	GA
Zip	30040-8237
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	OP
Legal Description	3-1 1197 ETAL
Legal Subdivision	FIRST NATIONAL BANK/GAINESVILL
Legal Block	1
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1019
Census Tract	130409

Owner

230 Elm St, a commercial property, is owned by a company that bought it in July 2021.

Source: Forsyth County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	4030 HARRINGTON CT, CUMMING, GA 30041-5840
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Sep 20, 2005 · Amount on File
Deed Document Number	20218672
Deed Book / Page	10252 / 52
Prior Transfer Date	Jan 20, 2015
Prior Transfer Doc	0072730122
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 8, 2021
Property Address	230 ELM ST, CUMMING, GA 30040-8237
Document Number	0102520052
Book / Page	10252 / 52
Instrument Date	Jul 8, 2021
Instrument	2021-008672
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 HARRINGTON CT, CUMMING, GA 30041-5840

Mortgage

Document Number	0102520000000054
Date	Jul 14, 2021
Book Page	0000010252/0000000054
Instrument	018684750017

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 230 Elm St was $30,383, up 59.7% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Municipality	Cumming City
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,383.00 (+59.69%)	$1,239,040 Land $121,920 Building $1,117,120	$3,097,600 Land $304,800 Building $2,792,800
2024	$19,026.00 (-0.38%)
2023	$19,098.00 (-7.52%)	$775,912 (+51.95%) Land $100,684 Building $675,228	$1,939,781 (+51.95%) Land $251,710 Building $1,688,071
2022	$20,650.00	$510,620 Land $100,684 Building $409,936	$1,276,550 Land $251,710 Building $1,024,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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