Sumner County property record for 285 E Main St, Gallatin, TN 37066
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5.5 ba · 25,149 sqft · built 1975 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,851 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126C K 01300 |
| Primary APN | 083126C K 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 25,149 sqft Total Area |
| 1st Floor Area | 11,599 sqft |
| Basement Area | 259 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 312 ft deep x 263 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 1,372 sqft |
| Canopy | 705 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 285 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2908 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | DISTRICT: 03, COUNTY AREA: B01 |
| Legal Subdivision | RAMSEY & BEATY HIGHWAY 31-E PROPERTY |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20700 |
Source: Sumner County assessment roll, APN 083126C K 01300, as of January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 250 RIVERCHASE PKWY E, HOOVER, AL 35244-1832 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 1995 |
| Deed Sale | Aug 09, 1995 |
| Deed Book / Page | 520 / 175 |
| Record Updated | Sep 20, 2026 |
Source: Sumner County assessment roll as of January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,851.00 (-21.56%) | $1,256,200 (+68.48%) Land $86,920 Building $1,169,280 | |
| 2024 | $3,140,500 (+68.48%) Land $217,300 Building $2,923,200 | ||
| 2023 | $22,757.00 (-0.32%) | $745,600 (-) Land $51,200 Building $694,400 | |
| 2022 | $22,831.00 | $745,600 Land $51,200 Building $694,400 | |
| 2021 | $1,864,000 Land $128,000 Building $1,736,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650207004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 15 (1984–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Gallatin Commercial Historic District listed 1985 · 66 contributing resources · NRIS 85003369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 300 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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