261 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 261 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Apartments (5+ Units)
Details	6 ba · 6,106 sqft · built 1922
Lot Size	0.472 acres (20,570 sqft)
Owner	Individual Name on File
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083126C K 01400`

Property Details

APN / Parcel Number

Primary APN	`083126C K 01400`
Alternative APN	`126C K 01400`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Units	6 Units
Stories	2 Stories
Building Area	6,106 sqft Living Area
Gross Area	6,844 sqft
1st Floor Area	3,053 sqft
Upper Floors Area	3,053 sqft
Basement Area	3,053 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,570 sqft (0.472 acres)
Lot Dimensions	187 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	738 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-6913
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PLAT: 22 PAGE: 70 BLOCK: LOT: 1 SUBD: FRAN OGLESBEE PROP
Legal Subdivision	FRAN OGLESBEE PROP
Legal Lot Number	1
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	4
Census Block	4002
Census Tract	20700

Owner

Source: Sumner County assessment roll, APN 083126C K 01400, as of January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 32, COTTONTOWN, TN 37048-0032
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 23, 2010
Transfer Doc	0033320397
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	261 E MAIN ST, GALLATIN, TN 37066-6913
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050380291
Date	Sep 26, 2019
Book Page	5038/291
Instrument	1284089

Lender

Name	CITIZENS BANK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sumner County assessment roll as of January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00 (-9.64%)	$208,360 (+94.08%) Land $17,000 Building $191,360
2024			$520,900 (+94.08%) Land $42,500 Building $478,400
2023	$3,277.00 (-0.3%)	$107,360 (-) Land $10,000 Building $97,360
2022	$3,287.00	$107,360 Land $10,000 Building $97,360
2021			$268,400 Land $25,000 Building $243,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650207004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1984–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Gallatin Commercial Historic District listed 1985 · 66 contributing resources · NRIS 85003369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 258 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.