285 E Lake St, Umatilla, FL 32784 Property Records

Lake County property record for 285 E Lake St, Umatilla, FL 32784 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1984
Lot Size0.232 acres (10,091 sqft)
OwnerCompany Name on File
Last Sale$44,000 (Nov 1995)
Tax Bill$4,340 (2025)
Deeds & MortgagesNov 2025 Foreclosure
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-0450-000-00200

Property Details

APN / Parcel Number

Primary APN13-18-26-0450-000-00200
Alternative APNs
  • 261813045000000200
  • 2695609

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,091 sqft (0.232 acres)
Lot Dimensions133 ft deep x 75 ft wide
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area48 sqft
Utility Building600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2695609
Street Address285 E LAKE ST
CityUMATILLA
StateFL
Zip32784-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA KRISTIN TERRACE SUB LOT 2 PB 26 PG 52 ORB 5454 PG 2456
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionUMATILLA KRISTIN TERRACE SUB
Legal Tract0450
Legal Lot Number2
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1019
Census Tract30109

Owner

Source: Lake County records · APN 13-18-26-0450-000-00200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11988 EXIT 5 PKWY, 4, FISHERS, IN 46037-8022
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Trustee's Deed, Foreclosure
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 1995 · Amount on Record
Deed SaleNov 08, 1995 · Amount on Record
Deed Book / Page1397 / 787
Last Transfer DateNov 15, 1996
Transfer Doc1577001101
Record UpdatedSep 20, 2026

November 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE FL
Recording DateNov 17, 2025
Property Address285 E LAKE ST, UMATILLA, FL 32784-9556
Document Number0066331578
Book / Page6633 / 1578
Map ReferenceMB 26 PG 52
Instrument DateNov 17, 2025
Instrument2025141386
Transaction TypeForeclosure
Record UpdatedDec 04, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11988 EXIT 5 PKWY # 4, 4, FISHERS, IN 46037-7939

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address285 E LAKE ST, UMATILLA, FL 32784-9556
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054542458
DateApr 14, 2020
Book Page5454/2458
Instrument2020043282
Lender
NameMETROPLEX MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$218,644 (-) Land $67,500 Building $151,144$218,644 (-) Land $67,500 Building $151,144
2025$4,340.00 (+2.33%)$218,644 (+3.66%) Land $67,500 Building $151,144$218,644 (+3.66%) Land $67,500 Building $151,144
2024$4,241.00 (+14.59%)
2023$3,701.00 (+13.15%)$210,925 (+21.08%)$210,925 (+21.08%) Land $64,800 Building $146,125
2022$3,271.00$174,205$174,205 Land $28,080 Building $146,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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