285 E Chestnut St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 285 E Chestnut St, Nipomo, CA 93444 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,529 sqft Living Area
Lot Size6,933 sqft (0.159 acres)
OccupancyOwner Occupied
Last Sale$407,500 (2014)
Tax Bill$5,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN090-079-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,529 sqft Living Area

Exterior

Year BuiltBuilt 2003
Construction TypeWood Construction
Lot Area6,933 sqft (0.159 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address285 E CHESTNUT ST
CityNIPOMO
StateCA
Zip93444-8754
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 1747-1 LT 39
Legal Subdivision1747 PH 1
Legal Tract1747-1
Legal Lot Number39
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup3
Census Block3021
Census Tract12406

Owner

Source: San Luis Obispo County records · APN 090-079-028

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address285 E CHESTNUT ST, NIPOMO, CA 93444-8754
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Sep 21, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2014 · Amount on Record
Deed SaleSep 10, 2014 · Amount on Record
Prior SaleFeb 02, 2007
Deed Doc Number2014037051
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address285 E CHESTNUT ST, NIPOMO, CA 93444-8754
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 E CHESTNUT ST, NIPOMO, CA 93444-8754

Mortgage

Document Number0000074199
DateDec 15, 2020
Instrument2020074199
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address285 E CHESTNUT ST, NIPOMO, CA 93444-8754
Document Number0000042321
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 E CHESTNUT ST NIPOMO CA 934448754, NIPOMO, CA 93444-8754

Mortgage

Document Number0000042321
DateOct 03, 2019
Instrument42321
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 02, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,209.00 (+4.75%) Homeowner's exemption$489,745 (+4.04%) Land $240,367 Building $249,378
2023$4,973.00 (+1.57%) Homeowner's exemption$470,730 Land $231,034 Building $239,696
2022$4,896.00

Flood & Wildfire

285 E Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
67th percentile of exposed land nationally · 41st in California
Wildfire LikelihoodModerate — about 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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