285 Christopher Dr, Dayton, OH 45458 Property Records

Warren County property record for 285 Christopher Dr, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 2002
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Feb 2021)
Tax Bill$5,125 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-33-162-001-0

Property Details

APN / Parcel Number

Primary APN05-33-162-001-0
Alternative APNs
  • 0533162001
  • 533162001
  • 141800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,932 sqft Living Area
1st Floor Area1,932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeBlock
Lot Area14,000 sqft (0.321 acres)
Garage TypeAttached
Garage Area611 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area216 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number141800
Old Parcel Number0533162001
Street Address285 CHRISTOPHER DR
CityDAYTON
StateOH
Zip45458-4964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN POINT MEADOW 1 #16
Legal Range05
Legal Township03
Legal Section33
Legal SubdivisionCROWN POINT MEADOW 1
Legal Block162
Legal Lot Number16
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2002
Census Tract30901

Owner

285 Christopher Dr is owned and occupied by an individual who bought it in February 2021.

Source: Warren County records, as of February 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address285 CHRISTOPHER DR, CENTERVILLE, OH 45458-4964
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
DAY AIR CREDIT UNION INC
Feb 11, 2021Fiduciary Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on File
Deed SaleFeb 11, 2021 · Amount on File
Prior SaleJul 2, 2014
Deed Document Number0004407256
Deed Book / Page4407 / 256
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address285 CHRISTOPHER DR, DAYTON, OH 45458-4964
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 CHRISTOPHER DR, CENTERVILLE, OH 45458-4964

Mortgage

Document Number0000028343
DateSep 6, 2022
Instrument2022-028343
Lender
NameDAY AIR CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45429
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionWARREN OH
Recording DateFeb 11, 2021
Property Address285 CHRISTOPHER DR, DAYTON, OH 45458-4964
Document Number0000006844
Map ReferenceMB 46 PG 72&73
Instrument DateJan 29, 2021
Instrument2021-006844
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address285 CHRISTOPHER DR, CENTERVILLE, OH 45458-4964

Mortgage

Document Number0000006845
DateFeb 11, 2021
Instrument2021-006845
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 Christopher Dr was $5,125.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,125.00$119,504 Land $35,000 Building $84,504$341,440 Land $100,000 Building $241,440
2023$4,288.00 (+2.56%) Homeowner's exemption$96,537 (-) Land $21,525 Building $75,012
2022$4,181.00 Homeowner's exemption$96,537 Land $21,525 Building $75,012$275,820 (-) Land $61,500 Building $214,320
2021$275,820 Land $61,500 Building $214,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Christopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Christopher Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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