285 Brushy Fork Rd, Berea, KY 40403 Property Records

Garrard County property record for 285 Brushy Fork Rd, Berea, KY 40403

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · built 1981
Lot Size	14.5 acres (631,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,500 (May 2022)
Tax Bill	$71 (2025)
Deeds & Mortgages	Jan 2013 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-112`

Property Details

APN / Parcel Number

Primary APN	`69-112`
Alternative APN	`19069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	631,620 sqft (14.5 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	19069
Street Address	285 BRUSHY FORK RD
City	BEREA
State	KY
Zip	40403-9059
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & TRACTS 1 & 2
Legal Tract	1&2
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1157 SPRING RUN RD, LEXINGTON, KY 40514-1045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2013	Deed of Trust, Mortgage PEOPLES BANK & TRUST COMPANY OF MADISON
May 11, 2017	Deed, Transfer
Nov 12, 2013	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	2022169524
Deed Book / Page	315 / 914
Record Updated	Oct 29, 2026

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	285 BRUSHY FORK RD, BEREA, KY 40403-9059
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BRUSHY FORK RD, BEREA, KY 40403-9059

Mortgage

Document Number	000320/960
Date	Jan 9, 2013
Book Page	320/960
Instrument	114893

Lender

Name	PEOPLES BANK & TRUST COMPANY OF MADISON

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jan 8, 2025

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 11, 2017
Property Address	285 BRUSHY FORK RD, BEREA, KY 40403-9059
Document Number	000288/541
Book / Page	288 / 541
Instrument Date	May 5, 2017
Instrument	134460
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 SHAWNEE DR, PAINT LICK, KY 40461-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 SPRING RUN RD, LEXINGTON, KY 40514-1045
Investor	Possibly a Property Investor

November 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 12, 2013
Property Address	285 BRUSHY FORK RD, BEREA, KY 40403-9059
Document Number	000272/809
Book / Page	272 / 809
Instrument Date	Nov 1, 2013
Instrument	118701
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 BRUSHY FORK RD, BEREA, KY 40403-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SHAWNEE DR, PAINT LICK, KY 40461-9756

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,000 (+42.86%)	$145,000 (+1,971.43%) Land $145,000
2025	$71.00	$7,000 (-) Land $7,000	$7,000 (-) Land $7,000
2024	$71.00 (-2.74%)	$7,000 (-) Land $7,000	$7,000 (-) Land $7,000
2023	$73.00 (-1.35%)	$7,000 (-) Land $7,000	$7,000 (-) Land $7,000
2022	$74.00	$7,000 Land $7,000	$7,000 Land $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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