285 Atlantis Cir, Unit 102, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 285 Atlantis Cir, Unit 102, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,377 sqft · built 2003
Owner	2 Individual Names on Record
Last Sale	$90,700 (Jan 2007)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`163052-7102`

Property Details

APN / Parcel Number

Primary APN	`163052-7102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	37 Units
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003

Location & Zoning

Street Address	285 ATLANTIS CIR, 102
City	SAINT AUGUSTINE
State	FL
Zip	32080-8925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEASIDE AT ANASTASIA CONDO (OR1975/996) UN 102G & COVERED PARKING SPACE CP-57 OF BLDG CP-I OR2121/881 & 2844/1369
Legal Range	30E
Legal Township	07S
Legal Section	34
Legal Subdivision	ANASTASIA
Legal Lot Number	102G
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	21409

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 ATLANTIS CIR, 102, SAINT AUGUSTINE, FL 32080-8925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 12, 2019	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2007 · Amount on Record
Deed Sale	Jan 3, 2007 · Amount on Record
Deed Document Number	2007497
Deed Book / Page	2844 / 1369
Prior Transfer Date	Dec 13, 2006
Prior Transfer Doc	0028441369
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	285 ATLANTIS CIR UNIT 102, 102, SAINT AUGUSTINE, FL 32080-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046060509
Date	Aug 31, 2018
Book Page	4606/0509
Instrument	2018063772

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	285 ATLANTIS CIR UNIT 102, 102, SAINT AUGUSTINE, FL 32080-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047760848
Date	Aug 12, 2019
Book Page	4776/0848
Instrument	2019059018

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	285 ATLANTIS CIR UNIT 102, 102, SAINT AUGUSTINE, FL 32080-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ATLANTIS CIR 102, 102, SAINT AUGUSTINE, FL 32080-8925

Mortgage

Document Number	0050390919
Date	Sep 11, 2020
Book Page	5039/919
Instrument	2020077356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,159 (+2.7%) Building $248,159	$455,000 (-) Building $455,000
2025	$3,254.00 (+9.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$241,635 (+2.9%)	$455,000 (-0.87%)
2024	$2,961.00 (+4.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$234,825 (+3%)	$459,000 (+3.25%)
2023	$2,825.00 (+2.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$227,985 (+3%)	$444,570 (+31.14%)
2022	$2,766.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$221,345	$339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	565 units insured incl. 345 condo units
Nearby Flood Claims	60 (2015–2024)
Claims Outside the SFHA	55 of 60
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Matthew, Oct 2016 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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