285 39th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 285 39th Ct, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,506 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2017)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00025-0000-00018.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00025-0000-00018.0`
Alternative APN	`80336`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	2,947 sqft
1st Floor Area	2,506 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	147 ft deep x 105 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	2,292 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	420 sqft
Patio Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 39TH CT
City	VERO BEACH
State	FL
Zip	32968-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	MILL CREEK SUBDIVISION PBI 15-68 AND 68A LOT 18
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	A PLAT OF MILL CREEK SUBDIVISION
Legal Lot Number	18
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3007
Census Tract	50706

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 39TH CT, VERO BEACH, FL 32968-1946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 8, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Dec 8, 2017	Quit Claim Deed, Transfer ATLANTIC COASTAL LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Jun 19, 2001 · Amount on File
Deed Document Number	201770857
Deed Book / Page	3076 / 1896
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0030761893
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	285 39TH CT, VERO BEACH, FL 32968-1946
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 39TH CT, VERO BEACH, FL 32968-1946

Mortgage

Document Number	0034710556
Date	Oct 6, 2021
Book Page	3471/556
Instrument	3120210070093

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	285 39TH CT, VERO BEACH, FL 32968-1946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033190988
Date	Jul 16, 2020
Book Page	3319/988
Instrument	3120200040443

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 8, 2017
Property Address	285 39TH CT, VERO BEACH, FL 32968-1946
Document Number	0030761896
Book / Page	003076 / 001896
Instrument Date	Dec 4, 2017
Instrument	70857
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1275 26TH AVE VERO BEACH FL 329603968, VERO BEACH, FL 32960-3968

Mortgage

Document Number	30761898
Date	Dec 8, 2017
Book Page	003076/001898
Instrument	70858

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 8, 2017
Property Address	285 39TH CT, VERO BEACH, FL 32968-1946
Document Number	0030761893
Book / Page	003076 / 001893
Instrument Date	Oct 26, 2017
Instrument	70855
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATLANTIC COASTAL LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3054 N US HIGHWAY 1 FORT PIERCE FL 349468740, FORT PIERCE, FL 34946-8740

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,792.00 (+12.73%) Homeowner's exemption	$352,309 (+5.99%)	$567,656 (-1.04%) Land $49,088 Building $518,568
2023	$4,251.00 (+2.58%)	$332,408 (+3%)	$573,618 (+12.15%) Land $49,088 Building $524,530
2022	$4,144.00	$322,726	$511,453 Land $49,088 Building $462,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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