265 39th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 265 39th Ct, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,524 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2017)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00025-0000-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00025-0000-00017.0`
Alternative APN	`80335`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	2,524 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	147 ft deep x 105 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	1,566 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	482 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	265 39TH CT
City	VERO BEACH
State	FL
Zip	32968-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	MILL CREEK SUBDIVISION PBI 15-68 AND 68A LOT 17
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	A PLAT OF MILL CREEK SUBDIVISION
Legal Lot Number	17
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3007
Census Tract	50706

Owner

265 39th Ct is owned and occupied by two individuals who acquired it in September 2020.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	265 39TH CT, VERO BEACH, FL 32968-1946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 8, 2020	Correction Deed · Conventional Mortgage LUXURY MORTGAGE CORP
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	May 14, 2013 · Amount on File
Deed Document Number	201743774
Deed Book / Page	3044 / 476
Last Transfer Date	Sep 24, 2020
Transfer Doc	0033451977
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	265 39TH CT, VERO BEACH, FL 32968-1946
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 39TH CT, VERO BEACH, FL 32968-1946

Mortgage

Document Number	0034981392
Date	Jan 3, 2022
Book Page	3498/1392
Instrument	3120220000026

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 14, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 8, 2020
Property Address	265 39TH CT, VERO BEACH, FL 32968-1946
Document Number	0033451977
Book / Page	3345 / 1977
Map Reference	MB 15 PG 68&68A
Instrument Date	Sep 24, 2020
Instrument	3120200060230
Record Updated	Dec 6, 2021
Title Company	QUAKER TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 39TH CT, VERO BEACH, FL 32968-1946

Mortgage

Document Number	33451979
Date	Oct 8, 2020
Instrument	3345/1979

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 27, 2017
Property Address	265 39TH CT, VERO BEACH, FL 32968-1946
Document Number	0030440476
Book / Page	3044 / 0476
Map Reference	MB15 PG68&68A
Instrument Date	Jul 7, 2017
Instrument	3120170043774
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATLANTIC COASTAL LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 39TH CT, 265, VERO BEACH, FL 32968-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 39TH CT, VERO BEACH, FL 32968-1946

Mortgage

Document Number	30440478
Date	Jul 27, 2017
Instrument	3044/0478

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 265 39th Ct was $4,584 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 Homeowner's exemption	$337,510	$547,073 Land $49,088 Building $497,985
2023	$4,057.00 (+2.63%)	$318,445 (+3.02%)	$552,797 (+10.92%) Land $49,088 Building $503,709
2022	$3,953.00	$309,112	$498,357 Land $49,088 Building $449,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 39th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 39th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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