San Diego County property record for 28490 Lilac Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,365 sqft · built 1962 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2019) |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-221-15-00 |
| Primary APN | 185-221-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,365 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 74,052 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1852201500 |
|---|---|
| Street Address | 28490 LILAC RD |
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 12-11-2W SW 1/4 OF POR NE 1/4 OF SE 1/4 OF |
| Legal Range | 02W |
| Legal Township | 11 |
| Legal Section | 12 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19105 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28490 LILAC RD, VALLEY CENTER, CA 92082-5417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NATIONS HM FIN |
| Jul 2, 2019 | Grant Deed, Transfer · Conventional Mortgage S W I FINANCIAL SERVICES INC |
| Sep 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Feb 4, 2011 · Amount on Record |
| Deed Document Number | 2019262403 |
| Prior Transfer Date | Feb 6, 2016 |
| Prior Transfer Doc | 0000397214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28490 LILAC RD, VALLEY CENTER, CA 92082-5417 |
| Document Number | 0000179443 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28490 LILAC RD VALLEY CENTER CA 920825417, VALLEY CENTER, CA 92082-5417 |
| Document Number | 0000179443 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 179443 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 2, 2019 |
| Property Address | 28490 LILAC RD, VALLEY CENTER, CA 92082-5417 |
| Document Number | 0000262403 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019-0262403 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28490 LILAC RD, VALLEY CENTER, CA 92082-5417 |
| Document Number | 0000262404 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019-0262404 |
| Name | S W I FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2018 |
| Property Address | 28490 LILAC RD, VALLEY CENTER, CA 92082-5417 |
| Document Number | 0000397214 |
| Instrument Date | Feb 2, 2016 |
| Instrument | 397214 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8311 EL PASEO GRANDE LA JOLLA CA 920373012, LA JOLLA, CA 92037-3012 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $557,754 (+2%) Land $431,475 Building $126,279 | |
| 2025 | $6,112.00 (+4.66%) Homeowner's exemption | $546,818 (+4.04%) Land $423,015 Building $123,803 |
| 2023 | $5,840.00 (+1.8%) Homeowner's exemption | $525,587 Land $406,590 Building $118,997 |
| 2022 | $5,737.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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