Berrien County property record for 2849 Hanley Rd E, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,576 sqft · built 1964 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2021) |
| Tax Bill | $3,447 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3100-0033-00-2 |
| Primary APN | 43-3100-0033-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 140 ft deep x 93.7 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2849 HANLEY RD E |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | LOT 33 & THE S 18.75'OF LOT 32 HANLEYS SUBDIVISION VILLAGE OF SHOREHAM |
| Legal Subdivision | HANLEYS SUB |
| Legal Lot Number | 32-33 |
| Legal Unit | 33,32 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1300 |
Source: Berrien County records · APN 43-3100-0033-00-2
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2849 HANLEY RD E, SAINT JOSEPH, MI 49085-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 04, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2021 · Amount on Record |
| Deed Sale | May 04, 2021 · Amount on Record |
| Prior Sale | Dec 14, 1984 · Amount on Record |
| Deed Book / Page | 3326 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2849 HANLEY RD E, SAINT JOSEPH, MI 49085-2913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03468/1925 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 3468/1925 |
| Instrument | 2026449980 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 04, 2021 |
| Property Address | 2849 HANLEY RD E, SAINT JOSEPH, MI 49085-2913 |
| Document Number | 0003326/44 |
| Book / Page | 3326 / 44 |
| Map Reference | LB 12 PG 52 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2849 HANLEY RD E, SAINT JOSEPH, MI 49085-2913 |
| Document Number | 0000332646 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 3326/46 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Municipality | Shoreham Village |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,400 (+65.07%) | $330,800 (+65.07%) | |
| 2025 | $3,447.00 (+13.39%) | ||
| 2023 | $100,200 | $200,400 | |
| 2022 | $3,040.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1980–2006) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 113 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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