2849 Cole Ave, Highland, CA 92346 Property Records

San Bernardino County property record for 2849 Cole Ave, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,837 sqft · built 1978
Lot Size	0.318 acres (13,870 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (May 2008)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0285-901-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0285-901-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,837 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	13,870 sqft (0.318 acres)
Lot Dimensions	190 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	731 sqft
Patio Area	731 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2849 COLE AVE
City	HIGHLAND
State	CA
Zip	92346-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7989 LOT 37
Legal Tract	7989
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2000
Census Tract	7404

Owner

2849 Cole Ave is owned and occupied by two individuals who acquired it in February 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2849 COLE AVE, HIGHLAND, CA 92346-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 29, 2019	Loan Modification, Mortgage · FHA Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2008 · Amount on File
Deed Sale	May 14, 2008 · Amount on File
Prior Sale	Sep 24, 2007 · Amount on File
Deed Document Number	2008218896
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000135873
Record Updated	Sep 20, 2026

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2022
Property Address	2849 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000135872
Map Reference	MB 135 PG 25&26
Instrument Date	Feb 25, 2022
Instrument	2022-0135872
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2022
Property Address	2849 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000135873
Map Reference	MB 135 PG 25&26
Instrument Date	Feb 25, 2022
Instrument	2022-0135873
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2849 COLE AVE, HIGHLAND, CA 92346-1815

Mortgage

Document Number	0000135874
Date	Apr 12, 2022
Instrument	2022-0135874

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	2849 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000311646
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2849 COLE AVE HIGHLAND CA 923461815, HIGHLAND, CA 92346-1815

Mortgage

Document Number	0000311646
Date	Sep 3, 2019
Instrument	311646

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2849 Cole Ave was $4,814 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,202 (+2%) Land $133,981 Building $253,221
2025	$4,814.00 Homeowner's exemption	$379,610 Land $131,354 Building $248,256
2023	$4,593.00 (-4.07%) Homeowner's exemption	$364,869 Land $126,253 Building $238,616
2022	$4,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2849 Cole Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2849 Cole Ave is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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