2805 Cole Ave, Highland, CA 92346 Property Records

San Bernardino County property record for 2805 Cole Ave, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 1978
Lot Size	0.345 acres (15,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2022)
Tax Bill	$6,495 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0285-901-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0285-901-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,503 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Tile
Lot Area	15,038 sqft (0.345 acres)
Lot Dimensions	206 ft deep x 73 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	174 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2805 COLE AVE
City	HIGHLAND
State	CA
Zip	92346-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7989 LOT 40
Legal Subdivision	TRACT 7989
Legal Tract	7989
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2000
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 5, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
May 16, 2019	Grant Deed, Transfer · Commercial Mortgage DEUTSCHE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	2022329710
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000530996
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2022
Property Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000329710
Map Reference	MB 135 PG 25&26
Instrument Date	Sep 29, 2022
Instrument	2022-0329710
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2805 COLE AVE, HIGHLAND, CA 92346-1815

Mortgage

Document Number	0000329711
Date	Sep 30, 2022
Instrument	2022-0329711

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2020
Property Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000530996
Map Reference	MB 135 PG 25&26
Instrument Date	Dec 22, 2020
Instrument	2020-0530996
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 COLE AVE, HIGHLAND, CA 92346-1815

Mortgage

Document Number	0000530997
Date	Dec 29, 2020
Instrument	2020-0530997

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2019
Property Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000222851
Instrument Date	Jun 28, 2019
Instrument	222851
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2805 COLE AVE HIGHLAND CA 923461815, HIGHLAND, CA 92346-1815

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2019
Property Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000222852
Map Reference	MB 135 PG 25&26
Instrument Date	Jun 24, 2019
Instrument	2019-0222852
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 COLE AVE, HIGHLAND, CA 92346-1815

Mortgage

Document Number	0000222853
Date	Jul 5, 2019
Instrument	2019-0222853

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 16, 2019
Property Address	2805 COLE AVE, HIGHLAND, CA 92346-1815
Document Number	0000158454
Map Reference	MB 135 PG 25&26
Instrument Date	May 11, 2019
Instrument	2019-0158454
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000158455
Date	May 16, 2019
Instrument	2019-0158455

Lender

Name	DEUTSCHE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 20, 2020

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,298 (+2%) Land $157,589 Building $367,709
2025	$6,495.00 (+4.77%) Homeowner's exemption	$514,998 (+4.04%) Land $154,499 Building $360,499
2023	$6,199.00 (+37.88%) Homeowner's exemption	$495,000 Land $148,500 Building $346,500
2022	$4,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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