2848 E Mill Creek Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 2848 E Mill Creek Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,823 sqft · built 2004
Lot Size	3.75 acres (163,350 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2021)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-031-4003-200`

Property Details

APN / Parcel Number

Primary APN	`74-30-031-4003-200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,823 sqft Living Area
1st Floor Area	2,823 sqft
Basement Area	2,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	163,350 sqft (3.75 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2848 E MILL CREEK RD
City	SAINT CLAIR
State	MI
Zip	48079-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 87D 18M E 648.74' & N 1051.17' FROM SW SEC COR, TH N 560.19', TH N 87D 8M 35S E 278.10', TH S 2D 51M 25S E 560.33', TH S 87D 18M W 306.02' TO BEG SECTION 31 T5N R16E 3.75 A
Legal Range	16E
Legal Township	05N
Legal Section	31
Legal Subdivision	ROMATZ SPLIT
Legal Lot Number	C
Legal Unit	C
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2031
Census Tract	640200

Owner

Source: St. Clair County records · APN 74-30-031-4003-200

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Mar 08, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2021 · Amount on Record
Deed Sale	Mar 08, 2021 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20216613
Deed Book / Page	5330 / 518
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	003738/438
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753

Mortgage

Document Number	0000552712
Date	May 31, 2022
Book Page	5527/12
Instrument	2022013340

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 08, 2021
Property Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753
Document Number	0005330518
Book / Page	5330 / 518
Instrument Date	Jan 28, 2021
Instrument	2021006613
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2848 E MILL CREEK RD, 2848, SAINT CLAIR, MI 48079-4753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753

Mortgage

Document Number	0005330548
Date	Mar 08, 2021
Book Page	5330/548
Instrument	2021006617

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 16, 2018
Property Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753
Document Number	0004967864
Book / Page	4967 / 864
Instrument Date	Jun 28, 2018
Instrument	2018016078
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,336.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753

Mortgage

Document Number	2018016079
Date	Jul 16, 2018
Instrument	2018016079

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,387.00 (-28.09%) Homeowner's exemption	$298,300 (+22.71%)
2024	$6,101.00 (+7.43%)		$596,600 (+22.71%)
2023		$243,100
2022	$5,679.00		$486,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 21 locations within half a mile of this property.

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