St. Clair County property record for 2786 E Mill Creek Rd, Saint Clair, MI 48079 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,595 sqft · built 2000 |
| Lot Size | 4.26 acres (185,566 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Aug 1999) |
| Tax Bill | $3,972 (2024) |
| Deeds & Mortgages | Mar 2018 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-031-4003-300 |
| Primary APN | 74-30-031-4003-300 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,595 sqft Living Area |
| Basement Area | 2,595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 185,566 sqft (4.26 acres) |
| Garage Area | 2,520 sqft |
| Parking Spaces | 9 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74300314003300 |
|---|---|
| Street Address | 2786 E MILL CREEK RD |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG N 87D 18M E 648.74' & N 1611.36' FROM SW SEC COR, TH N 718.27', TH N 88D 59M 58S E 242.42', TH S 2D 51M 25S E 709.53', TH |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | ROMATZ SPLIT |
| Legal Lot Number | D |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 640200 |
Source: St. Clair County records · APN 74-30-031-4003-300
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2786 E MILL CREEK RD, SAINT CLAIR, MI 48079-4753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2018 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 1999 · Amount on Record |
| Deed Sale | Aug 02, 1999 · Amount on Record |
| Deed Document Number | 0001940285 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | FRED W MOORE HWY, SAINT CLAIR, MI 48079 |
| Document Number | 0049310027 |
| Instrument Date | Mar 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Title Company | STERLING TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2786 E MILL CREEK RD ST CLAIR MI 480794753, ST CLAIR, MI 48079-4753 |
| Document Number | 0049310027 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 004931/000027 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 03, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | FRED W MOORE HWY, SAINT CLAIR, MI 48079 |
| Document Number | 0049030127 |
| Book / Page | 004903 / 000127 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | STERLING TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2786 E MILL CREEK RD ST CLAIR MI 480794753, ST CLAIR, MI 48079-4753 |
| Document Number | 0049030127 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 004903/000127 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 27, 2032 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269,700 (+25.73%) | ||
| 2024 | $3,972.00 (+8.11%) | $539,400 (+25.73%) | |
| 2023 | $214,500 | ||
| 2022 | $3,674.00 | $429,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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