Gwinnett County property record for 2848 Cardinal Trce, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,064 sqft · built 1983 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Mar 2020) |
| Tax Bill | $5,581 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-263-308 |
| Primary APN | 6-263-308 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 973 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Terrain | High |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 393 sqft |
| Patio Area | 393 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 6263308 |
|---|---|
| Street Address | 2848 CARDINAL TRCE |
| City | DULUTH |
| State | GA |
| Zip | 30096-3980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75-SINGLE FAM RES |
| Legal Description | L3 BA CARDINAL TRACE |
| Legal Subdivision | CARDINAL TRACE |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50218 |
2848 Cardinal Trce is owned and occupied by two individuals who acquired it in March 2020.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA |
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FEDERAL CREDIT UNION |
| Mar 18, 2020 | Grant Deed, Transfer · Conventional with PMI KELLER MTG |
| Nov 1, 2017 | Grant Deed, Transfer · VA Mortgage SHELTER LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Document Number | 0057335170 |
| Deed Book / Page | 57335 / 170 |
| Last Transfer Date | Mar 18, 2020 |
| Transfer Doc | 0573350170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0588900645 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 0000058890/0000000645 |
| Name | BETTER MORTGAGE ISAOA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0601520333 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 0000060152/0000000333 |
| Name | ALLEGACY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Mar 18, 2020 |
| Property Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0573350170 |
| Book / Page | 057335 / 000170 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2848 CARDINAL TRCE DULUTH GA 300963980, DULUTH, GA 30096-3980 |
| Document Number | 573350172 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 057335/000172 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Nov 1, 2017 |
| Property Address | 2848 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0554990160 |
| Book / Page | 055499 / 000160 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2848 CARDINAL TRCE DULUTH GA 300963980, DULUTH, GA 30096-3980 |
| Document Number | 554990161 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 055499/000161 |
| Name | SHELTER LNDG SVCS |
|---|---|
| Address | BROWN DEER, WI 53209 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 2848 Cardinal Trce was $5,581 with a homeowner's exemption.
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,581.00 | $166,640 Land $29,920 Building $136,720 | $416,600 Land $74,800 Building $341,800 |
| 2023 | $5,528.00 | $146,600 Land $26,000 Building $120,600 | |
| 2022 | $366,500 Land $65,000 Building $301,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2848 Cardinal Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2848 Cardinal Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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