Gwinnett County property record for 2828 Cardinal Trce, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,446 sqft · built 1983 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,581 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Oct 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-263-306 |
| Primary APN | 6-263-306 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 1,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2828 CARDINAL TRCE |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-3980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | L1 BA CARDINAL TRACE |
| Legal Subdivision | CARDINAL TRACE |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50218 |
2828 Cardinal Trce is owned by a company that acquired it in April 2024.
Source: Gwinnett County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage READYCAP LENDING |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMET MORTGAGE |
| May 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 26, 2017 | Quit Claim Deed, Transfer OTHER |
| Oct 26, 2017 | Grant Deed, Transfer MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2024 |
| Deed Sale | Apr 3, 2024 |
| Prior Sale | Apr 3, 2024 · Amount on File |
| Deed Book / Page | 61123 / 701 |
| Prior Transfer Date | Mar 26, 2024 |
| Prior Transfer Doc | 0611230701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Apr 3, 2024 |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0611230701 |
| Book / Page | 61123 / 701 |
| Instrument Date | Mar 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0608820701 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 0000060882/0000000701 |
| Name | READYCAP LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Mar 18, 2022 |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0597990384 |
| Book / Page | 59799 / 384 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-008410 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0597990388 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 0000059799/0000000388 |
| Name | EMET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | May 29, 2019 |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0566220300 |
| Book / Page | 056622 / 000300 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 CARDINAL TRCE DULUTH GA 300963980, DULUTH, GA 30096-3980 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Oct 26, 2017 |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0554870042 |
| Book / Page | 055487 / 000042 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2828 CARDINAL TRCE GA, GA |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Oct 26, 2017 |
| Property Address | 2828 CARDINAL TRCE, DULUTH, GA 30096-3980 |
| Document Number | 0554870028 |
| Book / Page | 055487 / 000028 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 CARDINAL TRCE DULUTH GA 300963980, DULUTH, GA 30096-3980 |
| Document Number | 554870029 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 055487/000029 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ATLANTA, GA 30338 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2047 |
The 2025 property tax bill for 2828 Cardinal Trce was $6,581.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,581.00 | $178,360 Land $29,920 Building $148,440 | $445,900 Land $74,800 Building $371,100 |
| 2023 | $5,792.00 | $154,000 Land $26,000 Building $128,000 | |
| 2022 | $385,000 Land $65,000 Building $320,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2828 Cardinal Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2828 Cardinal Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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