28475 Water Oak Loop, Ponchatoula, LA 70454 Property Records

Tangipahoa Parish property record for 28475 Water Oak Loop, Ponchatoula, LA 70454

Property Summary

Property Type	Single Family Home
Details	2,643 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2021)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6202381`

Property Details

APN / Parcel Number

Primary APN	`6202381`

Interior

Building Area	2,643 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	28475 WATER OAK LOOP
City	PONCHATOULA
State	LA
Zip	70454-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.23A BEING LOT 183 OF BEDICO TRACE PH I IN SEC 13 T7SR9E B1050 P582-856 B1058 P203 B1284 P354 B1320 P670 B1321 P133 B1337 P8
Legal Range	09E
Legal Township	07S
Legal Section	13
Legal Subdivision	BEDICO TRACE
Legal Phase	1
Legal Lot Number	183
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	954602

Owner

28475 Water Oak Loop is owned and occupied by an individual who bought it in November 2021.

Source: Tangipahoa Parish records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	28475 WATER OAK LOOP, PONCHATOULA, LA 70454-8149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Nov 16, 2021 · Amount on File
Deed Document Number	20211088174
Deed Book / Page	1593 / 753
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TANGIPAHOA LA
Recording Date	Nov 17, 2021
Property Address	28475 WATER OAK LOOP, PONCHATOULA, LA 70454-8149
Document Number	0015930753
Book / Page	1593 / 753
Instrument Date	Nov 15, 2021
Instrument	1088174
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003113877
Date	Nov 17, 2021
Instrument	3113/877

Lender

Name	CRESCENT CITY HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28475 Water Oak Loop was $2,518 with a homeowner's exemption.

Source: Tangipahoa Parish assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 Homeowner's exemption	$25,001 Land $3,780 Building $21,221	$250,005 Land $37,800 Building $212,205
2023	$2,499.00 Homeowner's exemption	$24,721 (-) Land $3,500 Building $21,221	$247,205 (-) Land $35,000 Building $212,205
2022	$2,499.00 Homeowner's exemption	$24,721 Land $3,500 Building $21,221	$247,205 Land $35,000 Building $212,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28475 Water Oak Loop in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	36 (2008–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 12 claims Hurricane Isaac, Aug 2012 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28475 Water Oak Loop is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20