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28459 Water Oak Loop, Ponchatoula, LA 70454 Property Records

Tangipahoa Parish property record for 28459 Water Oak Loop, Ponchatoula, LA 70454

Property Summary

Property TypeSingle Family Home
Details2,709 sqft · built 2018
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$242,725 (Nov 2021)
Tax Bill$2,133 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6202365

Property Details

APN / Parcel Number

Primary APN6202365

Interior

Building Area2,709 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Street Address28459 WATER OAK LOOP
CityPONCHATOULA
StateLA
Zip70454-8149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.22A BEING LOT 181 OF BEDICO TRACE PH I IN SEC 13 T7SR9E B1050 P582-856 B1057 P729 B1086 P372 B1466 P541 B1593 P645 MAP 1050
Legal Range09E
Legal Township07S
Legal Section13
Legal SubdivisionBEDICO TRACE
Legal Phase1
Legal Lot Number181
JurisdictionTANGIPAHOA LA
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract954602

Owner

28459 Water Oak Loop is owned and occupied by two individuals who bought it in November 2021.

Source: Tangipahoa Parish records, as of February 19, 2026

Owner of Record2 Individual Names on File
Mailing Address28459 WATER OAK LOOP, PONCHATOULA, LA 70454-8149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Gift Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 3, 2018Grant Deed, Subdivision Related Transfer
GULF COAST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Prior SaleJan 3, 2018 · Amount on File
Deed Document Number20211088076
Deed Book / Page1593 / 645
Prior Transfer DateNov 5, 2021
Prior Transfer Doc0015930645
Record UpdatedJun 8, 2026

November 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionTANGIPAHOA LA
Recording DateNov 16, 2021
Property Address28459 WATER OAK LOOP, PONCHATOULA, LA 70454-8149
Document Number0015930645
Book / Page1593 / 645
Instrument DateNov 5, 2021
Instrument1088076
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property

Mortgage

Document Number3113177
DateNov 16, 2021
Instrument3113/177
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionTANGIPAHOA LA
Recording DateJan 3, 2018
Property Address28459 WATER OAK LOOP, PONCHATOULA, LA 70454-8149
Document Number0000998772
Book / Page001466 / 000541
Instrument DateDec 29, 2017
Instrument998772
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 14, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28459 WATER OAK LOOP PONCHATOULA LA 70454, PONCHATOULA, LA 70454

Mortgage

Document Number998773
DateJan 3, 2018
Book Page002646/000710
Instrument998773
Lender
NameGULF COAST BK
TypeBank
AddressBATON ROUGE, LA 70806
Agreement
AmountAmount on Record
Term360 Months
DueJan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28459 Water Oak Loop was $2,133 with a homeowner's exemption.

Source: Tangipahoa Parish assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyTangipahoa Parish
Unified School DistrictTangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,133.00 Homeowner's exemption$21,181 Land $3,780 Building $17,401$211,811 Land $37,800 Building $174,011
2023$2,113.00 Homeowner's exemption$20,901 (-) Land $3,500 Building $17,401$209,011 (-) Land $35,000 Building $174,011
2022$2,113.00 Homeowner's exemption$20,901 Land $3,500 Building $17,401$209,011 Land $35,000 Building $174,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28459 Water Oak Loop in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 213 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims36 (2008–2022)
Claims Outside the SFHA5 of 36
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 12 claims
  • Severe Storms And Flooding, Aug 2016 · 12 claims
  • Hurricane Isaac, Aug 2012 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28459 Water Oak Loop is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 80% of Louisiana
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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