2793 Waterloo Dr, Troy, MI 48084 Property Records

Oakland County property record for 2793 Waterloo Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,082 sqft · built 1974
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$511,500 (Oct 2023)
Tax Bill$7,032 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-30-201-018

Property Details

APN / Parcel Number

Primary APN88-20-30-201-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area1,194 sqft
Basement Area1,194 sqft
Finished Basement1,194 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions120 ft deep x 83 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2793 WATERLOO DR
CityTROY
StateMI
Zip48084-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 30 BUCKINGHAM WOODS SUB NO 2 LOT 160
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionBUCKINGHAM WOODS SUB #2
Legal Lot Number160
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1008
Census Tract197701

Owner

Source: Oakland County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2793 WATERLOO DR, TROY, MI 48084-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
BEST FINANCIAL CORPORATION
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORP
May 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORP
Oct 9, 2023Warranty Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Apr 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2023 · Amount on Record
Deed SaleOct 9, 2023 · Amount on Record
Prior SaleSep 24, 1997 · Amount on Record
Deed Document Number2023110697
Deed Book / Page58930 / 403
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 1, 2026
Property Address2793 WATERLOO DR, TROY, MI 48084-2604
Document Number0000095104
Book / Page61333 / 161
Instrument DateJun 16, 2026
Instrument202695104
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2793 WATERLOO DR, TROY, MI 48084-2604

Mortgage

Document Number0000095104,
DateJul 1, 2026
Book Page61333/161
Instrument202695104
Lender
NameBEST FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2793 WATERLOO DR, TROY, MI 48084-2604
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2793 WATERLOO DR, TROY, MI 48084-2604

Mortgage

Document Number20250161856
DateDec 22, 2025
Book Page60817/694
Instrument20250161856
Lender
NameA BEST FINANCIAL CORP
TypeMortgage Company
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2793 WATERLOO DR, TROY, MI 48084-2604
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2793 WATERLOO DR, TROY, MI 48084-2604

Mortgage

Document Number0000048454
DateMay 2, 2024
Book Page59325/757
Instrument48454
Lender
NameA BEST FINANCIAL CORP
TypeMortgage Company
Address42180 FORD RD STE 307, CANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2044

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 9, 2023
Property Address2793 WATERLOO DR, TROY, MI 48084-2604
Document Number0000110697
Book / Page58930 / 403
Map ReferenceLB 140 PG 39
Instrument DateOct 2, 2023
Instrument110697
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyINTERSTATE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,836.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2793 WATERLOO DR, TROY, MI 48084-2604

Transferred To (Grantee/Buyer)

NameVerified Name
Address2793 WATERLOO DR, TROY, MI 48084-2604

Mortgage

Document Number0000109836
DateOct 6, 2023
Book Page58925/611
Instrument109836
Lender
NameA BEST FINANCIAL CORPORATION
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 5, 2017
Property Address2793 WATERLOO DR, TROY, MI 48084-2604
Document Number0000061261
Book / Page050531 / 000867
Instrument DateMar 31, 2017
Instrument61261
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2793 WATERLOO DR TROY MI 480842604, TROY, MI 48084-2604

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,032.00 (+58.74%)
2023$413,360
2022$4,430.00$206,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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