2846 Saint Clair Ct, Orlando, FL 32818 Property Records

Orange County property record for 2846 Saint Clair Ct, Orlando, FL 32818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,835 sqft · built 1986
Lot Size	0.359 acres (15,639 sqft)
Owner	2 Company Names on File
Last Sale	$80,900 (Jul 2021)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-28-8064-01-540`

Property Details

APN / Parcel Number

Primary APN	`11-22-28-8064-01-540`
Alternative APNs	`282211806401540` `233735` `238576` `243143`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,835 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,639 sqft (0.359 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2846 SAINT CLAIR CT
City	ORLANDO
State	FL
Zip	32818-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	20210443190 ERROR IN DESC: SILVER RIDGE PHASE 2 15/72 LOT 15 4 SILVER RIDGE PHASE 2 15/72 LOT 154
Legal Range	28E
Legal Township	22S
Legal Section	11
Legal Subdivision	SILVER RIDGE PH 2
Legal Phase	2
Legal Tract	8064
Legal Block	1
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1003
Census Tract	12304

Owner

2846 Saint Clair Ct is owned by a company that bought it in July 2021.

Source: Orange County records, as of July 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2021443190
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	20210443190
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	0000803718
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SAINT CLAIR CT ORLANDO FL 328183065, ORLANDO, FL 32818-3065

Mortgage

Document Number	0000803718
Date	Dec 26, 2019
Instrument	803718

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	0000796189
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SAINT CLAIR CT ORLANDO FL 328183065, ORLANDO, FL 32818-3065

Mortgage

Document Number	0000796189
Date	Dec 20, 2019
Instrument	796189

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2021
Property Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	20210443190
Map Reference	MB 21 PG 96
Instrument Date	Jul 24, 2018
Instrument	20210443190
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Tax	$566.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 12, 2017
Property Address	2846 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	0000324866
Instrument Date	May 31, 2017
Instrument	324866
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SAINT CLAIR CT ORLANDO FL 328183065, ORLANDO, FL 32818-3065

Mortgage

Document Number	324867
Date	Jun 12, 2017
Instrument	324867

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2846 Saint Clair Ct was $5,188, up 8.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,210 (-0.26%) Land $50,000 Building $239,210	$289,210 (-2.7%) Land $50,000 Building $239,210
2025	$5,188.00 (+8.83%)	$289,952	$297,230 Land $50,000 Building $247,230
2024	$4,767.00 (+11.95%)
2023	$4,258.00 (+12.26%)	$269,236 (+16.05%) Land $50,000 Building $219,236	$269,236 (+16.05%) Land $50,000 Building $219,236
2022	$3,793.00	$231,996 Land $45,000 Building $186,996	$231,996 Land $45,000 Building $186,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2846 Saint Clair Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2006–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2846 Saint Clair Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Summit Broadband.

Nearby Properties on Saint Clair Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures