2823 Saint Clair Ct, Orlando, FL 32818 Property Records

Orange County property record for 2823 Saint Clair Ct, Orlando, FL 32818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 1986
Lot Size	0.253 acres (11,032 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2026)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-28-8064-01-580`

Property Details

APN / Parcel Number

Primary APN	`11-22-28-8064-01-580`
Alternative APNs	`282211806401580` `233740` `238580` `243148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,371 sqft
1st Floor Area	1,866 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,032 sqft (0.253 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2823 SAINT CLAIR CT
City	ORLANDO
State	FL
Zip	32818-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SILVER RIDGE PHASE 2 15/72 LOT 158
Legal Range	28E
Legal Township	22S
Legal Section	11
Legal Subdivision	SILVER RIDGE PH 2
Legal Phase	2
Legal Tract	8064
Legal Block	1
Legal Lot Number	158
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1003
Census Tract	12304

Owner

2823 Saint Clair Ct is owned and occupied by an individual who bought it in May 2026.

Source: Orange County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2823 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage TD BANK
Apr 6, 2020	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	2026263191
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 8, 2026
Property Address	2823 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	0000263191
Instrument Date	Apr 30, 2026
Instrument	2026.263191
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	WEST ORANGE TITLE INC, WEST ORANGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 SAINT CLAIR CT, ORLANDO, FL 32818-3065

Mortgage

Document Number	0000263192,
Date	May 8, 2026
Instrument	2026.263192

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000263193,
Date	May 8, 2026
Instrument	2026.263193

Lender

Name	ORANGE COUNTY

Agreement

Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 6, 2020
Property Address	2823 SAINT CLAIR CT, ORLANDO, FL 32818-3065
Document Number	0000217950
Instrument Date	Mar 25, 2020
Instrument	217950
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2823 SAINT CLAIR CT ORLANDO FL 328183065, ORLANDO, FL 32818-3065

Mortgage

Document Number	217951
Date	Apr 6, 2020
Instrument	217951

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2823 Saint Clair Ct was $3,759, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,038 (+2.7%)	$333,860 (-1.35%) Land $50,000 Building $283,860
2025	$3,759.00 (+5.65%) Homeowner's exemption	$244,438	$338,430 Land $50,000 Building $288,430
2024	$3,558.00 (+7.3%)
2023	$3,316.00 (+4.24%) Homeowner's exemption	$230,630 (+3%)	$304,440 (+17.42%) Land $50,000 Building $254,440
2022	$3,181.00 Homeowner's exemption	$223,913	$259,269 Land $45,000 Building $214,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2823 Saint Clair Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2006–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2823 Saint Clair Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Summit Broadband.

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