2845 Wild Olive Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2845 Wild Olive Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$807,800 (Jul 2026)
Tax Bill$2,546 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-5331-0001-1344

Property Details

APN / Parcel Number

Primary APN20-26-31-5331-0001-1344
Alternative APN
  • 263120533100011344

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address2845 WILD OLIVE DR
CitySAINT CLOUD
StateFL
Zip34772-9251
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionTWIN LAKES PH 7B PB 36 PGS 56-59 LOT 1344
Legal SubdivisionTWIN LAKES PHASE 7B
Legal Lot Number1344
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1023
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-5331-0001-1344

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2845 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleNov 17, 2025 · Amount on Record
Deed Document Number202687356
Deed Book / Page6998 / 1212
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2026
Property Address2845 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251
Document Number0000087356
Book / Page6998 / 1212
Instrument DateJun 25, 2026
Instrument202687356
Record UpdatedJul 13, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$571,114.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251

Mortgage

Document Number0000087357,
DateJul 02, 2026
Book Page6998/1217
Instrument202687357
Lender
NameNORTHPOINT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00$54,800 Land $54,800$54,800 Land $54,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

May also be available at this address: AT&T, Xfinity, Verizon, Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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