2837 Wild Olive Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2837 Wild Olive Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$612,200 (Jun 2026)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-5331-0001-1346`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-5331-0001-1346`
Alternative APN	`263120533100011346`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	2837 WILD OLIVE DR
City	SAINT CLOUD
State	FL
Zip	34772-9251
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TWIN LAKES PH 7B PB 36 PGS 56-59 LOT 1346
Legal Subdivision	TWIN LAKES PHASE 7B
Legal Lot Number	1346
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2837 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed · Conventional Mortgage NORTHPOINT MORTGAGE
Jun 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	202676210
Deed Book / Page	6985 / 2370
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2026
Property Address	2837 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251
Document Number	0000076210
Book / Page	6985 / 2370
Instrument Date	May 21, 2026
Instrument	202676210
Record Updated	Jun 16, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432,825.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251

Mortgage

Document Number	0000076211,
Date	Jun 9, 2026
Instrument	202676211

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2026
Property Address	2837 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251
Document Number	0069852370
Book / Page	6985 / 2370
Instrument Date	May 21, 2026
Instrument	202676210
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432,825.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 WILD OLIVE DR, SAINT CLOUD, FL 34772-9251

Mortgage

Document Number	0000076211,
Date	Jun 9, 2026
Instrument	202676211

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00	$54,800 Land $54,800	$54,800 Land $54,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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