Saginaw County property record for 2845 Wellesley Dr, Saginaw, MI 48603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,960 sqft · built 1959 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2023) |
| Tax Bill | $227 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-16-2371-000 |
| Primary APN | 23-12-4-16-2371-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 139 ft deep x 108 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2845 WELLESLEY DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 71 COUNTRYSIDE PARK SUBD. SEC 16 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 16 |
| Legal Subdivision | PARK SUBD |
| Legal Lot Number | 71 |
| Legal Unit | 71 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10402 |
2845 Wellesley Dr is owned and occupied by an individual who bought it in September 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2845 WELLESLEY DR, SAGINAW, MI 48603-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 29, 2023 | Warranty Deed, Transfer · VA Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Deed Document Number | 202321666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 29, 2026 |
| Property Address | 2845 WELLESLEY DR, SAGINAW, MI 48603-2940 |
| Document Number | 0000014374 |
| Instrument Date | May 22, 2026 |
| Instrument | 202614374 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Non-Vested Spouse, 280 |
| Address | 2845 WELLESLEY DR, SAGINAW, MI 48603-2940 |
| Document Number | 0000014374, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202614374 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Dec 1, 2053 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 2845 WELLESLEY DR, SAGINAW, MI 48603-2940 |
| Document Number | 0000021666 |
| Map Reference | LB 10 PG 12&13 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023021666 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 E MICHIGAN ST # STA207, STA207, INDIANAPOLIS, IN 46202-0008 |
| Name | Verified Name |
|---|---|
| Address | 2015 E BROADWAY UNIT 202, 202, LONG BEACH, CA 90803-5758 |
| Document Number | 0000021667 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023021667 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 2845 Wellesley Dr was $227 with a homeowner's exemption, down 94.1% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,400 (+9.44%) | $224,800 (+9.44%) | |
| 2025 | $227.00 (-94.12%) Homeowner's exemption | $102,700 | $205,400 |
| 2024 | $3,863.00 | ||
| 2023 | $86,500 (+14.87%) | $173,000 (+14.87%) | |
| 2022 | $2,246.00 Homeowner's exemption | $75,300 | $150,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2845 Wellesley Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 Wellesley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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