2775 Wellesley Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 2775 Wellesley Dr, Saginaw, MI 48603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,237 sqft · built 1958
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$78,250 (Dec 2013)
Tax Bill$2,031 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-12-4-16-2366-000

Property Details

APN / Parcel Number

Primary APN23-12-4-16-2366-000
Alternative APN
  • 124162366000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft
Basement Area997 sqft
Unfinished Basement997 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage Area366 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area276 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2775 WELLESLEY DR
CitySAGINAW
StateMI
Zip48603-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 66 COUNTRYSIDE PARK SUBD. SEC 16 T12N R4E
Legal Range04E
Legal Township12N
Legal Section16
Legal SubdivisionPARK SUBD
Legal Lot Number66
Legal Unit66
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1002
Census Tract10402

Owner

2775 Wellesley Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKE HURON CREDIT UNION
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
LAKE HURON CU
Mar 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LAKE HURON CU
Nov 2, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2013 · Amount on File
Deed SaleDec 5, 2013 · Amount on File
Deed Document Number201337391
Deed Book / Page2754 / 2294
Last Transfer DateMar 16, 2021
Transfer Doc2021008773
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateAug 10, 2026
Property Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940
Document Number0000020231
Instrument DateAug 4, 2026
Instrument202620231
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940

Mortgage

Document Number0000020231,
DateAug 10, 2026
Instrument202620231
Lender
NameLAKE HURON CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Rate5.82%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940
Transaction TypeMortgage
Record UpdatedNov 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940

Mortgage

Document Number0000027663
DateOct 21, 2022
Instrument2022027663
Lender
NameLAKE HURON CU
TypeCredit Union
AddressSAGINAW, MI 48604
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateMar 26, 2021
Property Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940
Document Number2021008773
Map ReferenceLB 10 PG 12
Instrument DateMar 16, 2021
Instrument2021008773
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940

Mortgage

Document Number2021008774
DateMar 26, 2021
Instrument2021008774
Lender
NameLAKE HURON CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term67 Months
DueOct 1, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2775 WELLESLEY DR, SAGINAW, MI 48603-2940

Mortgage

Document Number0000027733
DateNov 2, 2020
Instrument2020027733
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term277 Months
DueDec 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2775 Wellesley Dr was $2,031 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,200 (+9.58%)$162,400 (+9.58%)
2025$2,031.00 Homeowner's exemption$74,100$148,200
2023$58,500$117,000
2022$1,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2775 Wellesley Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1981)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2775 Wellesley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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