Osceola County property record for 2845 Wagon Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,662 sqft Heated Area |
| Lot Size | 209,349 sqft (4.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $626,000 (2020) |
| Tax Bill | $6,241.00 (2025) |
| Primary APN | 86237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,662 sqft Heated Area |
| Gross Area | 4,350 sqft Gross Area |
| 1st Floor | 2,022 sqft 1st Floor |
| Upper Floors | 640 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 209,349 sqft (4.8 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 800 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Pool Area | 24 sqft Pool |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Deck Area | 120 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 1,032 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 86237 |
|---|---|
| Street Address | 2845 WAGON CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7677 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 7 LOT 13 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 86237
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2845 WAGON CT, SAINT CLOUD, FL 34772-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK |
| Jul 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Doc Number | 2020054093 |
| Deed Book / Page | 5710 / 2297 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 2845 WAGON CT, SAINT CLOUD, FL 34772-7677 |
| Document Number | 0057102297 |
| Book / Page | 5710 / 2297 |
| Map Reference | MB B PG 7 |
| Instrument Date | Apr 06, 2020 |
| Instrument | 2020054093 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,382.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 WAGON CT, SAINT CLOUD, FL 34772-7677 |
| Document Number | 0057102299 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 5710/2299 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 2845 WAGON CT, SAINT CLOUD, FL 34772-7677 |
| Document Number | 0053752542 |
| Book / Page | 5375 / 2542 |
| Map Reference | MB B PG7 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018115993 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2845 WAGON CT, 2845, SAINT CLOUD, FL 34772-7677 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2845 WAGON CT, SAINT CLOUD, FL 34772-7677 |
| Document Number | 2018115994 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2018115994 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,241.00 (+6.56%) Homeowner's exemption | $439,899 (+5.99%) | $736,400 (+1.45%) Land $240,300 Building $496,100 |
| 2023 | $5,857.00 (+3.72%) Homeowner's exemption | $415,051 (+3%) | $725,900 (+31.86%) Land $240,300 Building $485,600 |
| 2022 | $5,647.00 Homeowner's exemption | $402,963 | $550,500 Land $134,600 Building $415,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 171 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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