2840 Wagon Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2840 Wagon Ct, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2000
Square Footage	4,015 sqft Living Area
Lot Size	212,529 sqft (4.87 acres)
Occupancy	Owner Occupied
Last Sale	$1,150,000 (2026)
Tax Bill	$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-26-30-4950-0001-0120`
Alternative APNs	`263020495000010120` `86236`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,015 sqft Living Area
Gross Area	5,908 sqft Gross Area
1st Floor	2,319 sqft 1st Floor
Upper Floors	1,696 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	212,529 sqft (4.87 acres)
Garage Type	Attached Garage
Garage Area	720 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	406 sqft Pool
Total Buildings	2 Total Buildings
Deck Area	1,106 sqft Deck
Porch Area	967 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	2840 WAGON CT
City	SAINT CLOUD
State	FL
Zip	34772-7676
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 7 LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	20
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	120
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 20-26-30-4950-0001-0120

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY
Sep 19, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage AMERIFIRST FINANCIAL CORP
May 04, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 01, 2020	Deed of Trust, Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2026 · Amount on Record
Deed Sale	Jan 05, 2026 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Doc Number	20261029
Deed Book / Page	6903 / 1124
Prior Transfer Date	Jun 07, 2000
Prior Transfer Doc	1813000296
Record Refreshed	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 05, 2026
Property Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676
Document Number	0069031124
Book / Page	6903 / 1124
Map Reference	MB B PG 7
Instrument Date	Dec 05, 2025
Instrument	2026001029
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6621 CITRUS VALLEY DR, BELLE ISLE, FL 32812-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 19, 2022
Property Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676
Document Number	0062872857
Book / Page	6287 / 2857
Map Reference	MB B PG 7
Instrument Date	Sep 16, 2022
Instrument	2022141691
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,420.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676

Mortgage

Document Number	0062872859
Date	Sep 19, 2022
Instrument	6287/2859

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 04, 2021
Property Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676
Document Number	0059502670
Book / Page	5950 / 2670
Map Reference	MB 1 PG 41
Instrument Date	Apr 30, 2021
Instrument	2021068503
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3455 CECIL WHALEY RD, SAINT CLOUD, FL 34772-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 BRISTOL COVE LN, SAINT CLOUD, FL 34772-8212

Mortgage

Document Number	0059502672
Date	May 04, 2021
Instrument	5950/2672

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 01, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	1.08%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2840 WAGON CT, SAINT CLOUD, FL 34772-7676
Document Number	0057331877
Instrument Date	Jun 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2840 WAGON CT ST CLOUD FL 347727676, ST CLOUD, FL 34772-7676

Mortgage

Document Number	0057331877
Date	Jun 08, 2020
Book Page	005733/001877
Instrument	73083

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 07, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$854,136 (+6.57%)	$891,000 (+1.84%) Land $244,000 Building $647,000
2024	$631.00 (+1.61%)
2023	$621.00 (-93.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$801,454 (+17.72%)	$874,900 (+28.51%) Land $244,000 Building $630,900
2022	$10,091.00	$680,800 Land $136,600 Building $544,200	$680,800 Land $136,600 Building $544,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 172 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2840 Wagon Ct, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Wagon Ct

Nearby Streets

Search Property Records by Address or Parcel Number