2845 NW Nightfall Cir, Bend, OR 97703 Property Records

Deschutes County property record for 2845 NW Nightfall Cir, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3,861 sqft · built 2022
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2020)
Tax Bill	$12,461 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171125 A0 04100`

Property Details

APN / Parcel Number

Primary APN	`171125 A0 04100`
Alternative APNs	`R1001171125A004100` `178390`

Interior

Stories	1 Story
Building Area	3,861 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Mixed
Garage Area	1,140 sqft

Location & Zoning

Account Number	178390
Old Parcel Number	R1001171125A004100
Street Address	2845 NW NIGHTFALL CIR
City	BEND
State	OR
Zip	97703-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 BLK:18 SUBD:AWBREY BUTTE HOMESITES PHASE FIFTEEN SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 11 MAP REF:171125-A0
Legal Range	11E
Legal Township	17S
Legal Section	25
Legal Quarter	NE
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE FIFTEEN
Legal Block	18
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2002
Census Tract	1302

Owner

2845 NW Nightfall Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2845 NW NIGHTFALL CIR, BEND, OR 97703-5441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 17, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Deed Document Number	2020-41151
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2845 NW NIGHTFALL CIR, BEND, OR 97703-5441
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 NW NIGHTFALL CIR, BEND, OR 97703-5441

Mortgage

Document Number	0000029129
Date	Nov 22, 2023
Instrument	2023-29129

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2845 NW NIGHTFALL CIR, BEND, OR 97703-5441
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070015
Date	Dec 21, 2021
Instrument	2021-70015

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Min Rate At Change	2.75%
Max Rate At Change	8.75%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 17, 2020
Property Address	2845 NW NIGHTFALL CIR, BEND, OR 97703-5441
Document Number	0000041151
Instrument Date	Aug 13, 2020
Instrument	41151
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	280 NW SCENIC HEIGHTS DR BEND OR 977037548, BEND, OR 97703-7548

Tax Assessment & Valuation

The 2025 property tax bill for 2845 NW Nightfall Cir was $12,461, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,461.00 (+3.94%)	$737,550 (+3%)	$2,019,560 (+8.75%) Land $533,500 Building $1,486,060
2024	$11,989.00 (+7.87%)	$716,070 (+3%)	$1,857,040 (+3.44%) Land $455,000 Building $1,402,040
2023	$11,114.00	$695,220	$1,795,360 Land $519,500 Building $1,275,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 NW Nightfall Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 NW Nightfall Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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