Grady County property record for 2845 Horry Ave, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 1967 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Oct 2019) |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0400-008-000 |
| Primary APN | C0400-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Heated Area |
| 1st Floor Area | 1,713 sqft |
| Utility Area | 128 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 196 ft deep x 141 ft wide |
| Garage Area | 441 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 525 sqft |
| Deck Area | 128 sqft |
| Patio Area | 96 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13274 |
|---|---|
| Old Parcel Number | C0400008 |
| Street Address | 2845 HORRY AVE |
| City | CAIRO |
| State | GA |
| Zip | 39828-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:6,P,O5 BLK:A SUBD:PINE SUMMIT |
| Legal Subdivision | PINE SUMMIT |
| Legal Block | A |
| Legal Lot Number | 6,P,O5 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 950402 |
2845 Horry Ave is owned and occupied by an individual who bought it in October 2019.
Source: Grady County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA |
| Oct 28, 2019 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on File |
| Deed Sale | Oct 29, 2019 · Amount on File |
| Prior Sale | Oct 2, 2014 |
| Deed Document Number | 0000857206 |
| Deed Book / Page | 857 / 206 |
| Prior Transfer Date | Oct 28, 2019 |
| Prior Transfer Doc | 000857/206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000829/771 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 829/771 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Apr 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Document Number | 0000000857/0000000208 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 0000000857/0000000208 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Oct 28, 2019 |
| Property Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Document Number | 000857/206 |
| Book / Page | 857 / 206 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2019-000875 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 HORRY AVE, CAIRO, GA 39828-3707 |
| Document Number | 0000000857/0000000208 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 0000000857/0000000208 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 2845 Horry Ave was $1,640 with a homeowner's exemption, down 23.8% from the year before.
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (-23.76%) Homeowner's exemption | $61,979 (+10.47%) Land $4,260 Building $57,719 | $154,948 (+10.47%) Land $10,650 Building $144,298 |
| 2024 | $2,151.00 (+41.89%) Homeowner's exemption | $56,105 (+31.62%) Land $4,260 Building $51,845 | $140,263 (+31.62%) Land $10,650 Building $129,613 |
| 2023 | $1,516.00 (+1.07%) Homeowner's exemption | $42,625 (+1.8%) Land $5,634 Building $36,991 | $106,563 (+1.8%) Land $14,086 Building $92,477 |
| 2022 | $1,500.00 Homeowner's exemption | $41,872 Land $5,634 Building $36,238 | $104,681 Land $14,086 Building $90,595 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2845 Horry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2845 Horry Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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